Card rewards and partner payments — Commissions and fees revenue
Citigroup Card rewards and partner payments — Commissions and fees revenue increased by 9.7% to -$3.24B in Q1 2026 compared to the prior quarter. Year-over-year, this metric declined by 3.3%, from -$3.14B to -$3.24B. Over 4 years (FY 2021 to FY 2025), Card rewards and partner payments — Commissions and fees revenue shows a downward trend with a 7.0% CAGR. This is a positive signal — higher values indicate stronger performance for this metric.
Analysis
How to read this metric
An increase suggests higher net profitability from card operations, potentially driven by higher transaction volumes or improved cost management of reward programs. A decrease may indicate rising competitive pressure to offer more generous rewards or a decline in card-related fee income.
Detailed definition
This metric represents the net revenue generated from credit and bank card operations after accounting for the costs ass...
Peer comparison
Peers in the consumer banking and credit card sector report similar figures as 'net card income' or 'credit card net revenue,' often adjusted for loyalty program expenses and partner revenue sharing agreements.
c_segment_card_rewards_and_partner_payments_commissions_and_fees_revenueHistorical Data
| Q2 '21 | Q3 '21 | Q4 '21 | Q1 '22 | Q2 '22 | Q3 '22 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | -$2.52B | -$2.66B | -$2.89B | -$2.79B | -$3.20B | -$3.16B | -$3.19B | -$2.93B | -$3.20B | -$3.16B | -$3.23B | -$2.92B | -$3.19B | -$3.19B | -$3.30B | -$3.14B | -$3.33B | -$3.38B | -$3.58B | -$3.24B |
| QoQ Change | — | -5.8% | -8.6% | +3.5% | -14.6% | +1.1% | -0.9% | +8.2% | -9.2% | +1.2% | -2.2% | +9.7% | -9.3% | +0.1% | -3.5% | +5.0% | -6.1% | -1.8% | -5.9% | +9.7% |
| YoY Change | — | — | — | — | -27.1% | -18.8% | -10.4% | -5.0% | -0.0% | +0.1% | -1.3% | +0.4% | +0.3% | -0.9% | -2.2% | -7.5% | -4.3% | -6.2% | -8.6% | -3.3% |
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Frequently Asked Questions
- What is Citigroup's card rewards and partner payments — commissions and fees revenue?
- Citigroup (C) reported card rewards and partner payments — commissions and fees revenue of -$3.24B in Q1 2026.
- How has Citigroup's card rewards and partner payments — commissions and fees revenue changed year-over-year?
- Citigroup's card rewards and partner payments — commissions and fees revenue decreased by 3.3% year-over-year, from -$3.14B to -$3.24B.
- What is the long-term trend for Citigroup's card rewards and partner payments — commissions and fees revenue?
- Over 4 years (2021 to 2025), Citigroup's card rewards and partner payments — commissions and fees revenue has grown at a 7.0% compound annual growth rate (CAGR), from -$10.24B to -$13.43B.
- What does card rewards and partner payments — commissions and fees revenue mean?
- The net income earned from card operations after subtracting the costs of rewards programs and partner payments.