Operating
Net Income
Capital One Financial Net Income increased by 1.9% to $2.17B in Q1 2026 compared to the prior quarter. Year-over-year, this metric grew by 54.8%, from $1.40B to $2.17B. Over 4 years (FY 2021 to FY 2025), Net Income shows a downward trend with a -33.3% CAGR. This is a positive signal — higher values indicate stronger performance for this metric.
Analysis
StatementCash Flow Statement
SectionOperating
CategoryProfitability
SignalHigher is better
VolatilityModerate
First reportedQ1 2013
Last reportedQ1 2026May 7, 2026
How to read this metric
An increase indicates higher profitability and operational success, while a decrease may signal rising costs or declining sales.
Detailed definition
Net income represents the total profit of the company after all operating expenses, taxes, and interest have been deduct...
Peer comparison
Standard across all public companies, though margins vary significantly by industry sector.
Metric ID:
net_income_cfHistorical Data
20 periods
| Q2 '21 | Q3 '21 | Q4 '21 | Q1 '22 | Q2 '22 | Q3 '22 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | $3.54B | $3.10B | $2.43B | $2.40B | $2.03B | $1.69B | $1.23B | $960.00M | $1.43B | $1.79B | $706.00M | $1.28B | $597.00M | $1.78B | $1.10B | $1.40B | -$4.28B | $3.19B | $2.13B | $2.17B |
| QoQ Change | — | -12.2% | -21.9% | -0.9% | -15.5% | -16.6% | -27.3% | -22.1% | +49.1% | +25.1% | -60.6% | +81.3% | -53.4% | +197.7% | -38.3% | +28.1% | -404.6% | +174.6% | -33.1% | +1.9% |
| YoY Change | — | — | — | — | -42.6% | -45.4% | -49.2% | -60.0% | -29.5% | +5.7% | -42.7% | +33.3% | -58.3% | -0.7% | +55.2% | +9.7% | -816.4% | +79.6% | +94.7% | +54.8% |
Range-$4.28B – $3.54B
CAGR-9.7%
Avg YoY Growth-50.7%
Median YoY Growth-15.1%
Business Segments
| Segment | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 |
|---|---|---|---|---|---|---|---|---|
| Credit Card | $91.00M | $1.37B | $866.00M | $1.22B | -$4.92B | $2.92B | $1.42B | $1.87B |
| Consumer Banking | $471.00M | $403.00M | $205.00M | $186.00M | $450.00M | $420.00M | $169.00M | $298.00M |
| Commercial Banking | $278.00M | $263.00M | $388.00M | $195.00M | $280.00M | $286.00M | $282.00M | $206.00M |
| Total | $597.00M | $1.78B | $1.10B | $1.40B | -$4.28B | $3.19B | $2.13B | $2.17B |
Net Income at Other Companies
Frequently Asked Questions
- What is Capital One Financial's net income?
- Capital One Financial (COF) reported net income of $2.17B in Q1 2026.
- How has Capital One Financial's net income changed year-over-year?
- Capital One Financial's net income increased by 54.8% year-over-year, from $1.40B to $2.17B.
- What is the long-term trend for Capital One Financial's net income?
- Over 4 years (2021 to 2025), Capital One Financial's net income has grown at a -33.3% compound annual growth rate (CAGR), from $12.39B to $2.45B.
- What does net income mean?
- The total profit a company earns after all expenses and taxes are paid.