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Arch Capital Group ACGL Q4 2025 Annual earnings

Reported February 9, 2026 · After market close

Revenue$3.6BMiss by $545.3MDiluted EPS$2.98Beat by $0.39
Revenue estimate$4.2B
EPS estimate$2.59

Next report

Jul 28, 2026 (In 2 weeks)
Revenue estimate$4.4B
EPS estimate$2.45

Financials

Q4 2025

Income statement

See full
Revenue$4.9B+8.5%
Net income$1.2B+32.4%
EPS (diluted)$3.34+38.6%

Balance sheet

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Cash & equivalents$2.1B+17.4%
Total debt$2.7B+3.6%
Total equity$24.2B+16.3%
Total assets$79.2B+11.8%

Cash flow

See full
Operating cash flow$1.4B-10.7%
CapEx$11.0M-15.4%
Free cash flow$1.4B-10.7%

Valuation & ratios

Valuation

as of 12/31/25
See full
Market cap$34.78B+0.1%
Enterprise value$35.37B-0.5%
P/E7.9×-0.2×
P/S1.7×-0.2×

Profitability

See full
Net margin22.1%-2.7pp
FCF margin30.7%-7.2pp

Returns & leverage

See full
Return on equity19.5%-2.5pp
Debt / equity0.1×0.0×

Versus estimates

Revenue

Q1 2026$4.3BMiss by $202.6M
Q4 2025$3.6BMiss by $545.3M
Q3 2025$5.0BBeat by $453.7MQ2 2025$5.2BBeat by $870.5MQ1 2025$4.6BBeat by $30.6MQ4 2024$4.5BBeat by $494.6M

Diluted EPS

Q1 2026$2.50Beat by $0.02
Q4 2025$2.98Beat by $0.39
Q3 2025$2.77Beat by $0.51Q2 2025$2.58Beat by $0.28Q1 2025$1.54Beat by $0.22Q4 2024$2.26Beat by $0.36

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Questions, answered.

When did Arch Capital Group report Q4 2025 earnings?
Arch Capital Group (ACGL) reported Q4 2025 earnings on February 9, 2026 after market close.
What were Arch Capital Group's Q4 2025 revenue and EPS?
Arch Capital Group reported revenue of $3.6B and diluted EPS of $2.98 for Q4 2025.
Did Arch Capital Group beat estimates in Q4 2025?
Revenue missed the consensus estimate of $4.2B by $545.3M. EPS beat the consensus estimate of $2.59 by $0.39.
How did Arch Capital Group's Q4 2025 results compare year-over-year?
Compared to the same quarter a year prior, revenue declined 19.1% from $4.5B a year earlier and diluted EPS grew 31.9% from $2.26.
Where can I find Arch Capital Group's Q4 2025 SEC filings?
You can read the 8-K earnings release (0000947484-26-000010) and the 10-K periodic report (0000947484-26-000017) directly on SEC EDGAR. The filing index links above go to sec.gov.