American Coastal Insurance Corporation ACIC Ratios & Valuation
| Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | ||
|---|---|---|---|---|---|---|
| Profitability | ||||||
| Operating margin | 42.1%+10.9pp | 41.8%+8.2pp | 34.1%-6.8pp | 33.2%-5.3pp | 31.2%-5.6pp | |
| Net margin | 31.3%+7.0pp | 31.8%+6.3pp | 26%-5.7pp | 25.3%-3.0pp | 24.3%-2.8pp | |
| Returns | ||||||
| Return on equity | 35.4%+3.7pp | 38.6%+1.2pp | 29%-15.7pp | 31.4%-8.9pp | 31.6%-13.5pp | |
| Return on invested capital | 52%-16.4pp | 61.2%+13.3pp | 58%+2.6pp | 107%+57.4pp | 68.5%-35.6pp | |
| Efficiency | ||||||
| Asset turnover | 0.3×0.0× | 0.3×0.0× | 0.3×0.0× | 0.2×+0.1× | 0.3×+0.1× | |
| Leverage | ||||||
| Debt-to-equity | 0.5×-0.1× | 0.5×-0.2× | 0.5×-0.1× | 0.5×-0.1× | 0.6×-0.1× | |
| Net debt / EBITDA | -0.6×+0.4× | -1×-0.3× | -1.8×-1.0× | -2.3×-1.1× | -1×+0.7× | |
| Per Share | ||||||
| Book value per share | $6.66+26.5% | $6.38+33.6% | $6.56+25.1% | $5.89+30.4% | $5.26+26.4% | |
| Valuation | ||||||
| Market capitalization | $521.47M+3.8% | $615.91M-5.1% | $555.44M+2.4% | $509.16M+0.9% | $558.24M+9.2% | |
| Price / earnings | 5×-1.9× | 5.8×-2.8× | 6.5×+0.1× | 6.3×-1.2× | 7.6×-0.1× | |
| Price / sales | 1.6×-0.1× | 1.8×-0.4× | 1.7×-0.3× | 1.6×-0.5× | 1.8×-0.2× | |
| Price / book | 1.6×-0.4× | 1.9×-0.8× | 1.7×-0.4× | 1.7×-0.5× | 2.1×-0.4× | |
| EV / EBITDA | 3×-1.0× | 3.3×-2.2× | 3×-0.9× | 2.3×-1.8× | 4.6×+0.8× |
Chart any of these lines over time, or line them up against competitors.
Compare these in charts →Questions, answered.
- Where do American Coastal Insurance Corporation's ratios come from?
- Every ratio is computed from American Coastal Insurance Corporation's SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.
