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Enact Holdings, Inc.

ACT

Enact Holdings is a leading private mortgage insurance provider that facilitates the U.S. housing finance market by offering credit protection on low down payment residential loans.

Market cap
$6.7B+29.6%
Revenue$1.2B+2.0%
Net income$676.2M-2.4%
EPS (diluted)$4.61+3.6%
Trailing twelve months · change vs. prior year

Earnings

Next report

Aug 5, 2026 (In 6 days)
Revenue estimate$315.8M
EPS estimate$1.21

Financials

Q1 2026

Income statement

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Revenue$312.1M+1.7%
Net income$167.8M+1.2%
EPS (diluted)$1.18+9.3%

Balance sheet

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Cash & equivalents$549.0M-13.6%
Total debt$744.9M+0.2%
Total equity$5.3B+4.4%
Total assets$7.0B+3.6%

Cash flow

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Operating cash flow$224.0M-1.2%

Valuation & ratios

Valuation

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Market cap$6.57B+29.6%
Enterprise value$6.77B+27.1%
P/E9.7×+2.0×
P/S5.3×+1.1×

Profitability

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Net margin54.5%-2.4pp

Returns & leverage

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Return on equity12.9%-1.2pp
Debt / equity0.1×0.0×

Competitors

Profile

Enact Holdings is a leading private mortgage insurance provider that facilitates the U.S. housing finance market by offering credit protection on low down payment residential loans. The company enables lenders to increase lending capacity and expand homeownership access by protecting against losses from borrower defaults. Its core value proposition centers on providing the necessary credit enhancement for mortgages to be eligible for purchase by government-sponsored enterprises like Fannie Mae and Freddie Mac.

Competitive position

Enact is one of six active private mortgage insurers in the U.S., maintaining a significant market share and serving as a critical intermediary between primary lenders and the secondary mortgage market.

GeographiesUnited States
Customer segmentsFinancial Institutions, Mortgage Originators
Business modelInsurance Underwriting, B2B, Risk Transfer
SuppliersLoan-level data providers, Credit rating agencies, Capital market investors for CRT programs
CustomersFannie Mae, Freddie Mac, Residential mortgage lenders, Private label securitization investors
Listed2021
Employees465.0
CEORohit Gupta
FilingsSEC EDGAR

Questions, answered.

What is Enact Holdings, Inc.'s market cap?
Enact Holdings, Inc. (ACT) has a market capitalization of $6.7B and trades on NASDAQ.
What is Enact Holdings, Inc.'s revenue and profitability?
Enact Holdings, Inc. generated $1.2B in trailing twelve-month revenue with net income of $676.2M, representing a net margin of 54.5%. These figures are based on the Q1 2026 filing.
Who are Enact Holdings, Inc.'s competitors?
Enact Holdings, Inc.'s key competitors include Essent Group Ltd., Radian Group Inc., MGIC Investment Corporation, and others. These companies compete in similar markets and product categories.
Who does Enact Holdings, Inc. partner with?
Enact Holdings, Inc.'s notable partners include Fannie Mae, Freddie Mac.
What subsidiaries does Enact Holdings, Inc. have?
Enact Holdings, Inc.'s subsidiaries include Enact Mortgage Insurance Corporation, Enact Re Ltd..
Where is Enact Holdings, Inc. headquartered?
Enact Holdings, Inc. is headquartered in United States of America and employs approximately 465 people. It has been publicly traded since 2021.