What is Aflac's aflac japan — unearned premiums?

Aflac (AFL) reported aflac japan — unearned premiums of $1.25B in Q4 2025.

How has Aflac's aflac japan — unearned premiums changed year-over-year?

Aflac's aflac japan — unearned premiums increased by 3.8% year-over-year, from $1.2B to $1.25B.

What does aflac japan — unearned premiums mean?

Represents the portion of premiums collected by Aflac Japan that relates to coverage periods extending beyond the current reporting date. This is a liability because the company has not yet provided the insurance coverage for those periods.

Aflac (AFL) Aflac Japan — Unearned premiums

Screener

Other segment segments

Aflac U.S.

$97M-5.8%

Corporate and other

-$11M-150%

Similar metrics at other companies

CNASpecialty — Unearned premiums

$3.28B+0.4%

CNACommercial — Unearned premiums

$3.45B+2.6%

CNAInternational — Unearned premiums

$806M+6.1%

MKLEliminations — Unearned premiums

-$108.12M-24.9%

MKLFinancial — Unearned premiums

$1.82B+1.5%

CNALife & Group — Unearned premiums

$107M-4.5%

Other financials

Income statement

See full

Revenue$4.1B-1.0%

Net income$825.0M+37.7%

EPS (diluted)$1.63+46.8%

Balance sheet

See full

Cash & equivalents$6.1B-12.1%

Total debt$8.8B-2.4%

Total equity$30.3B+11.4%

Total assets$115.96B-7.0%

Cash flow

See full

Operating cash flow$112.0M-71.9%

Valuation

See full

Market cap$62.59B+12.3%

Enterprise value$65.28B+13.0%

P/E12.9×-10.0×

P/S3.5×0.0×

Profitability

See full

Net margin26.9%+11.6pp

Returns & leverage

See full

Return on equity16.9%+7.8pp

Debt / equity0.3×0.0×

Where this comes from

Reported directly by Aflac in its filing.

Tagged under the XBRL concept us-gaap:UnearnedPremiums.

The source filing: Aflac’s 10-K, filed February 25, 2026.

Filed: Feb 25, 2026, 8:03 AM EST
Fiscal year: FY2025
Accession: 0001628280-26-011402

(In millions)	Deferred Policy Acquisition Costs	Future Policy Benefits & Unpaid Policy Claims	Unearned Premiums	Other Policyholders'Funds
2025:
Aflac Japan	$5,302	$52,602	$1,245	$5,445
Aflac U.S.	3,732	11,281	97	0
All other	0	4,099	(11)	0
Intercompany eliminations	0	(5,167)	(8)	0
Total	$9,034	$62,815	$1,323	$5,445
2024:
Aflac Japan	$5,102	$60,890	$1,199	$5,460

ITEM 15. EXHIBITS AND FINANCIAL STATEMENT SCHEDULES

FAQ

What is Aflac's aflac japan — unearned premiums?: Aflac (AFL) reported aflac japan — unearned premiums of $1.25B in Q4 2025.
How has Aflac's aflac japan — unearned premiums changed year-over-year?: Aflac's aflac japan — unearned premiums increased by 3.8% year-over-year, from $1.2B to $1.25B.
What does aflac japan — unearned premiums mean?: Represents the portion of premiums collected by Aflac Japan that relates to coverage periods extending beyond the current reporting date. This is a liability because the company has not yet provided the insurance coverage for those periods.