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Aflac AFL Aflac U.S. — Earnings before income taxes

Other segment segments

Aflac Japan
$3.32B

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QTWOU.S. — Income (loss) before income taxes
$11.57M+220%

Other financials

Income statement

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Revenue$4.1B-1.0%
Net income$825.0M+37.7%
EPS (diluted)$1.63+46.8%

Balance sheet

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Cash & equivalents$6.1B-12.1%
Total debt$8.8B-2.4%
Total equity$30.3B+11.4%
Total assets$115.96B-7.0%

Cash flow

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Operating cash flow$112.0M-71.9%

Valuation

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Market cap$62.59B+12.3%
Enterprise value$65.28B+13.0%
P/E12.9×-10.0×
P/S3.5×0.0×

Profitability

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Net margin26.9%+11.6pp

Returns & leverage

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Return on equity16.9%+7.8pp
Debt / equity0.3×0.0×

Where this comes from

Reported directly by Aflac in its filing.

Tagged under the XBRL concept us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest.

The source filing: Aflac’s 10-K, filed February 25, 2026.

Filed
Feb 25, 2026, 8:03 AM EST
Fiscal year
FY2025
Accession
0001628280-26-011402
(In millions)ForeignU.S.Total
2025:
Pretax earnings$3,321$1,212$4,533

ITEM 8. FINANCIAL STATEMENTS AND SUPPLEMENTARY DATA

FAQ

What is Aflac's aflac U.S. — earnings before income taxes?
Aflac (AFL) reported aflac U.S. — earnings before income taxes of $303M in Q4 2025.
What does aflac U.S. — earnings before income taxes mean?
This represents the total profitability of the U.S. insurance segment before accounting for corporate income tax obligations. It reflects the operational performance of the business unit after deducting all insurance-related benefits, claims, and administrative expenses from total revenues. This metric is a primary indicator of the segment's core financial health and operational efficiency.

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