What is Aflac's aflac U.S. — earnings before income taxes?

Aflac (AFL) reported aflac U.S. — earnings before income taxes of $303M in Q4 2025.

What does aflac U.S. — earnings before income taxes mean?

This represents the total profitability of the U.S. insurance segment before accounting for corporate income tax obligations. It reflects the operational performance of the business unit after deducting all insurance-related benefits, claims, and administrative expenses from total revenues. This metric is a primary indicator of the segment's core financial health and operational efficiency.

Aflac AFL Aflac U.S. — Earnings before income taxes

Other segment segments

Aflac Japan

$3.32B—

Similar metrics at other companies

QTWOU.S. — Income (loss) before income taxes

$11.57M+220%

MIRUnited States — Income (loss) before income taxes

-$3.8M+78.8%

ZTSU.S. — Income before provision for taxes on income

$697M-10.5%

CHHU.S. — Pre-Tax Income

$81.15M-12.4%

BHInsurance Underwriting — Earnings (loss) before income taxes

288,300,000%+166,800,000pp

XMTRUS — Adjusted Earnings Before Interest Taxes Depreciation And Amortization

$13.29M+341%

Other financials

Income statement

See full

Revenue$4.3B+27.9%

Net income$1.0B+3,414%

EPS (diluted)$1.98+3,860%

Balance sheet

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Cash & equivalents$5.7B+8.1%

Total debt$8.0B+1.8%

Total equity$30.0B+13.8%

Total assets$116.28B-3.3%

Cash flow

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Operating cash flow$968.0M+64.3%

Valuation

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Market cap$60.18B+7.8%

Enterprise value$62.52B+6.9%

P/E13×-2.6×

P/S3.3×0.0×

Profitability

See full

Net margin25.6%+4.3pp

Returns & leverage

See full

Return on equity16.5%+2.1pp

Debt / equity0.3×0.0×

Where this comes from

Reported directly by Aflac in its filing.

Tagged under the XBRL concept us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest.

The official record: Aflac’s 10-K, filed February 25, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Aflac's aflac U.S. — earnings before income taxes?: Aflac (AFL) reported aflac U.S. — earnings before income taxes of $303M in Q4 2025.
What does aflac U.S. — earnings before income taxes mean?: This represents the total profitability of the U.S. insurance segment before accounting for corporate income tax obligations. It reflects the operational performance of the business unit after deducting all insurance-related benefits, claims, and administrative expenses from total revenues. This metric is a primary indicator of the segment's core financial health and operational efficiency.