Business Segments · Pretax adjusted earnings

Aflac U.S. — Pretax adjusted earnings

Aflac Aflac U.S. — Pretax adjusted earnings increased by 21.0% to $363.00M in Q1 2026 compared to the prior quarter. Year-over-year, this metric grew by 1.4%, from $358.00M to $363.00M. Over 4 years (FY 2021 to FY 2025), Aflac U.S. — Pretax adjusted earnings shows relatively stable performance with a -1.0% CAGR. This is a positive signal — higher values indicate stronger performance for this metric.

Analysis

StatementSegment
CategoryProfitability
SignalHigher is better
VolatilityModerate
First reportedQ1 2018
Last reportedQ1 2026
Rolls up toOperating Income

How to read this metric

An increase signals strong underwriting performance, effective cost management, or favorable investment returns, whereas a decrease suggests margin compression or operational challenges.

Detailed definition

This metric measures the profitability of the U.S. insurance segment before income taxes, excluding non-recurring items...

Peer comparison

Comparable to 'Segment Operating Income' or 'Pretax Segment Profit' reported by diversified insurance companies.

Metric ID: afl_segment_aflac_u_s_pretax_adjusted_earnings

Historical Data

20 periods
 Q2 '21Q3 '21Q4 '21Q1 '22Q2 '22Q3 '22Q4 '22Q1 '23Q2 '23Q3 '23Q4 '23Q1 '24Q2 '24Q3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
Value$413.00M$358.00M$262.00M$325.00M$349.00M$309.00M$341.00M$352.00M$369.00M$478.00M$302.00M$356.00M$383.00M$350.00M$330.00M$358.00M$388.00M$375.00M$300.00M$363.00M
QoQ Change-13.3%-26.8%+24.0%+7.4%-11.5%+10.4%+3.2%+4.8%+29.5%-36.8%+17.9%+7.6%-8.6%-5.7%+8.5%+8.4%-3.4%-20.0%+21.0%
YoY Change-15.5%-13.7%+30.2%+8.3%+5.7%+54.7%-11.4%+1.1%+3.8%-26.8%+9.3%+0.6%+1.3%+7.1%-9.1%+1.4%
Range$262.00M$478.00M
CAGR-2.7%
Avg YoY Growth+2.9%
Median YoY Growth+1.4%

Frequently Asked Questions

What is Aflac's aflac u.s. — pretax adjusted earnings?
Aflac (AFL) reported aflac u.s. — pretax adjusted earnings of $363.00M in Q1 2026.
How has Aflac's aflac u.s. — pretax adjusted earnings changed year-over-year?
Aflac's aflac u.s. — pretax adjusted earnings increased by 1.4% year-over-year, from $358.00M to $363.00M.
What is the long-term trend for Aflac's aflac u.s. — pretax adjusted earnings?
Over 4 years (2021 to 2025), Aflac's aflac u.s. — pretax adjusted earnings has grown at a -1.0% compound annual growth rate (CAGR), from $1.48B to $1.42B.
What does aflac u.s. — pretax adjusted earnings mean?
The core profit generated by the U.S. insurance business before accounting for tax expenses.