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Aflac AFL Dental/vision — Interest accrual

Other product segments

Life insurance
$156M-6.6%
Medical and other health
$131M-9.0%
Critical care
$129M-0.8%
Other
$61M+35.6%
Accident
$35M+2.9%
Disability
$25M0.0%
Hospital indemnity
$22M0.0%

Similar metrics at other companies

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CIAPermanent — Interest accrual
$14.04M0.0%
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GLUnited American — Interest accrual
$62.26M+29.8%
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GLLiberty National — Interest accrual
$53.78M-2.6%
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GLAmerican Income — Interest accrual
$135.81M+3.0%
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GLFamily Heritage — Interest accrual
$40.49M+4.5%

Other financials

Income statement

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Revenue$4.1B-1.0%
Net income$825.0M+37.7%
EPS (diluted)$1.63+46.8%

Balance sheet

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Cash & equivalents$6.1B-12.1%
Total debt$8.8B-2.4%
Total equity$30.3B+11.4%
Total assets$115.96B-7.0%

Cash flow

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Operating cash flow$112.0M-71.9%

Valuation

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Market cap$63.91B+16.8%
Enterprise value$66.6B+17.3%
P/E13.1×-9.3×
P/S3.5×+0.1×

Profitability

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Net margin26.9%+11.6pp

Returns & leverage

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Return on equity16.9%+7.8pp
Debt / equity0.3×0.0×

Where this comes from

Reported directly by Aflac in its filing.

Tagged under the XBRL concept us-gaap:LiabilityForFuturePolicyBenefitExpectedFuturePolicyBenefitInterestExpense.

The source filing: Aflac’s 10-Q, filed August 7, 2026.

Filed
Aug 7, 2026, 9:18 AM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001628280-26-054618
(In millions)Aflac Japan / CancerAflac Japan / Medicaland Other HealthAflac Japan / Life InsuranceAflac Japan / OtherAflac U.S. / AccidentAflac U.S. / DisabilityAflac U.S. / Critical CareAflac U.S. / Hospital IndemnityAflac U.S. / Dental/VisionAflac U.S. / Life InsuranceAflac U.S. / Other
Effect of actual variances from expected experience(277)(187)(46)(13)(40)9(46)(12)(4)(39)(48)
Adjusted beginning of period balance36,16121,79225,6704,7453,3082,41011,7662,0594542,2492,256
Issuances428169169317418630013624182595
Interest accrual60226526543695025644104873
Benefit payments(1,264)(485)(1,080)(108)(251)(238)(489)(159)(30)(57)(133)
Foreign currency translation(1,293)(782)(903)(168)0000000
Other00000000000
Ending balance at original discount rate34,63420,95924,1214,5153,3002,40811,8332,0804582,4222,791

Item 1. Financial Statements (Unaudited)

FAQ

What is Aflac's dental/vision — interest accrual?
Aflac (AFL) reported dental/vision — interest accrual of $5M in Q2 2026.
How has Aflac's dental/vision — interest accrual changed year-over-year?
Aflac's dental/vision — interest accrual decreased by 0.0% year-over-year, from $5M to $5M.
What is the long-term trend for Aflac's dental/vision — interest accrual?
Over 4 years (2021 to 2025), Aflac's dental/vision — interest accrual has grown at a -3.4% compound annual growth rate (CAGR), from $23M to $20M.
What does dental/vision — interest accrual mean?
This represents the periodic interest expense recognized on the liability for future policy benefits within the dental and vision insurance segment. It reflects the time value of money applied to the actuarial reserves held to cover future claims obligations.

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