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Aflac AFL Hospital indemnity — Weighted-average interest, original discount rate

Other product segments

Other
7.3%+1.4%
Life insurance
6.1%+1.7%
Critical care
4.5%-2.2%
Dental/vision
4.4%+2.3%
Disability
4.4%+2.3%
Accident
4.1%+2.5%
Medical and other health
2.5%0.0%

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KKROther — Weighted-Average Interest Rates, Original Discount Rate
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KKRPayout Annuities — Weighted-Average Interest Rates, Original Discount Rate
4.3%+0.4pp
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GLOther — Original discount rate
6.2%0.0pp
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METFixed Annuity — Weighted-average interest accretion (original locked-in) rate
3.6%-0.1pp
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METAccident & health insurance — Weighted-average interest accretion (original locked-in) rate
1.7%0.0pp
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METFixed & Immediate Annuities — Weighted-average interest accretion (original locked-in) rate
4.9%0.0pp

Other financials

Income statement

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Revenue$4.1B-1.0%
Net income$825.0M+37.7%
EPS (diluted)$1.63+46.8%

Balance sheet

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Cash & equivalents$6.1B-12.1%
Total debt$8.8B-2.4%
Total equity$30.3B+11.4%
Total assets$115.96B-7.0%

Cash flow

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Operating cash flow$112.0M-71.9%

Valuation

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Market cap$63.91B+16.8%
Enterprise value$66.6B+17.3%
P/E13.1×-9.3×
P/S3.5×+0.1×

Profitability

See full
Net margin26.9%+11.6pp

Returns & leverage

See full
Return on equity16.9%+7.8pp
Debt / equity0.3×0.0×

Where this comes from

Reported directly by Aflac in its filing.

Tagged under the XBRL concept us-gaap:LiabilityForFuturePolicyBenefitWeightedAverageInterestAccretionRate.

The source filing: Aflac’s 10-Q, filed August 7, 2026.

Filed
Aug 7, 2026, 9:18 AM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001628280-26-054618
Line itemAflac Japan / CancerAflac Japan / Medicaland Other HealthAflac Japan / Life InsuranceAflac Japan / OtherAflac U.S. / AccidentAflac U.S. / DisabilityAflac U.S. / Critical CareAflac U.S. / Hospital IndemnityAflac U.S. / Dental/VisionAflac U.S. / Life InsuranceAflac U.S. / Other
Weighted-average interest, original discount rate (1)3.8 %2.5 %2.1 %1.8 %4.1 %4.4 %4.5 %4.5 %4.4 %4.0 %5.5 %
Weighted-average interest, current discount rate (1)4.0 %4.5 %3.6 %4.3 %5.4 %5.2 %5.5 %5.5 %5.4 %5.5 %5.6 %
Weighted-average liability duration (years)12.222.716.315.97.95.510.79.07.413.68.2

Item 1. Financial Statements (Unaudited)

FAQ

What is Aflac's hospital indemnity — weighted-average interest, original discount rate?
Aflac (AFL) reported hospital indemnity — weighted-average interest, original discount rate of 4.5% in Q2 2026.
How has Aflac's hospital indemnity — weighted-average interest, original discount rate changed year-over-year?
Aflac's hospital indemnity — weighted-average interest, original discount rate decreased by 0.0% year-over-year, from 4.5% to 4.5%.
What is the long-term trend for Aflac's hospital indemnity — weighted-average interest, original discount rate?
Over 2 years (2023 to 2025), Aflac's hospital indemnity — weighted-average interest, original discount rate has grown at a 1.1% compound annual growth rate (CAGR), from 17.6% to 18%.
What does hospital indemnity — weighted-average interest, original discount rate mean?
This represents the weighted-average interest rate used to discount future policy benefit liabilities at the time of policy issuance. It serves as a baseline for measuring the long-term cost of capital associated with the specific cohort of insurance contracts.

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