Products & Services · Weighted-average interest, original discount rate
Hospital indemnity — Weighted-average interest, original discount rate
Aflac Hospital indemnity — Weighted-average interest, original discount rate remained flat by 0.0% to 4.5% in Q1 2026 compared to the prior quarter. Year-over-year, this metric was flat by 0.0%, from 4.5% to 4.5%. Over 2 years (FY 2023 to FY 2025), Hospital indemnity — Weighted-average interest, original discount rate shows relatively stable performance with a 1.1% CAGR.
Analysis
StatementSegment
CategoryEfficiency
SignalContext dependent
VolatilityStable
First reportedQ4 2022
Last reportedQ1 2026May 6, 2026
Rolls up toWeighted-average interest accretion rate
How to read this metric
Higher rates generally imply a lower initial liability valuation, whereas lower rates require higher reserve allocations to meet future obligations.
Detailed definition
This represents the weighted-average interest rate used to discount future policy benefit liabilities at the time of pol...
Peer comparison
Commonly disclosed by insurers under LDTI (Long-Duration Targeted Improvements) accounting standards.
Metric ID:
afl_segment_hospital_indemnity_weighted_average_interest_original_discount_rateHistorical Data
14 periods
| Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | 4.4% | 4.4% | 4.4% | 4.4% | 4.4% | 4.5% | 4.5% | 4.5% | 4.5% | 4.5% | 4.5% | 4.5% | 4.5% | 4.5% |
| QoQ Change | — | +0.0% | +0.0% | +0.0% | +0.0% | +2.3% | +0.0% | +0.0% | +0.0% | +0.0% | +0.0% | +0.0% | +0.0% | +0.0% |
| YoY Change | — | — | — | — | +0.0% | +2.3% | +2.3% | +2.3% | +2.3% | +0.0% | +0.0% | +0.0% | +0.0% | +0.0% |
Range4.4% – 4.5%
CAGR+0.7%
Avg YoY Growth+0.9%
Median YoY Growth+0.0%
Current Streak13+ quarters growth
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Frequently Asked Questions
- What is Aflac's hospital indemnity — weighted-average interest, original discount rate?
- Aflac (AFL) reported hospital indemnity — weighted-average interest, original discount rate of 4.5% in Q1 2026.
- How has Aflac's hospital indemnity — weighted-average interest, original discount rate changed year-over-year?
- Aflac's hospital indemnity — weighted-average interest, original discount rate decreased by 0.0% year-over-year, from 4.5% to 4.5%.
- What is the long-term trend for Aflac's hospital indemnity — weighted-average interest, original discount rate?
- Over 2 years (2023 to 2025), Aflac's hospital indemnity — weighted-average interest, original discount rate has grown at a 1.1% compound annual growth rate (CAGR), from 17.6% to 18.0%.
- What does hospital indemnity — weighted-average interest, original discount rate mean?
- The initial interest rate used to calculate the present value of future insurance claims.