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American International Group AIG Direct premiums earned

Direct premiums earned at other companies

Universal Insurance Holdings logo
Universal Insurance HoldingsUVE
$531.42M+3.5%

Other financials

Income statement

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Revenue$6.7B-2.0%
Net income$1.1B0.0%
EPS (diluted)$1.980.0%

Balance sheet

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Cash & equivalents$1.5B+4.4%
Total debt$10.0B+2.6%
Total equity$40.4B-2.5%
Total assets$161.54B-0.2%

Cash flow

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Operating cash flow$155.0M+377%
CapEx$60.0M+14.3%
Free cash flow$1.5B+53.0%

Valuation

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Market cap$42.48B-6.8%
P/E13.4×-0.8×

Profitability

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Net margin11.9%+8.6pp
FCF margin21.5%

Returns & leverage

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Return on equity7.7%+5.6pp
Debt / equity0.2×0.0×

Where this comes from

Reported directly by American International Group in its filing.

Tagged under the XBRL concept us-gaap:DirectPremiumsEarned.

The source filing: American International Group’s 10-K, filed February 12, 2026.

Filed
Feb 12, 2026, 11:44 AM EST
Fiscal year
FY2025
Accession
0000005272-26-000023
For the years ended December 31, 2025, 2024, and 2023 / (in millions)For the years ended December 31, 2025, 2024, and 2023 / Gross AmountFor the years ended December 31, 2025, 2024, and 2023 / Ceded to Other CompaniesAssumed from Other CompaniesNet AmountSchedule IV / Percent of Amount Assumed to Net
Premiums earned:
Accident and health$$2,535$108$352,4621.4%
Property and liability28,92811,3513,71221,28917.4
Total$$31,463$11,459$3,74723,75115.8%
2024
Premiums earned:
Accident and health$$2,507$104$302,4331.2%
Property and liability28,70111,5143,91721,10418.6

ITEM 16 | Form 10-K Summary

FAQ

What is American International Group's direct premiums earned?
American International Group (AIG) reported direct premiums earned of $7.87B in Q4 2025.
How has American International Group's direct premiums earned changed year-over-year?
American International Group's direct premiums earned increased by 0.8% year-over-year, from $7.8B to $7.87B.
What is the long-term trend for American International Group's direct premiums earned?
Over 3 years (2022 to 2025), American International Group's direct premiums earned has grown at a -0.6% compound annual growth rate (CAGR), from $32.05B to $31.46B.
What does direct premiums earned mean?
This reflects the total premiums earned by the company on policies it directly underwrote and issued to policyholders, before any reinsurance transactions. It serves as a measure of the company's primary market presence and underwriting volume. This figure provides insight into the raw demand for the company's insurance offerings.

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