Direct premiums earned
American International Group Direct premiums earned remained flat by 0.0% to $7.87B in Q4 2025 compared to the prior quarter. Year-over-year, this metric grew by 0.8%, from $7.80B to $7.87B. Over 3 years (FY 2022 to FY 2025), Direct premiums earned shows relatively stable performance with a -0.6% CAGR. This decline may warrant attention — for this metric, higher values are generally preferred.
Analysis
How to read this metric
Growth in direct premiums indicates an expanding customer base and strong competitive positioning.
Detailed definition
This reflects the total premiums earned by the company on policies it directly underwrote and issued to policyholders, b...
Peer comparison
Used by analysts to assess the underlying size of the insurance portfolio before accounting for risk-sharing strategies.
other_direct_premiums_earnedHistorical Data
| FY'22 | FY'23 | FY'24 | FY'25 | |
|---|---|---|---|---|
| Value | $32.05B | $30.78B | $31.21B | $31.46B |
| YoY Change | — | -4.0% | +1.4% | +0.8% |
Product Breakdown
Business Segments
| Segment | FY'21 | FY'23 |
|---|---|---|
| General Insurance | $30.28B | $30.78B |
| Life and Retirement | $4.60B | — |
| Total | — | $30.78B |
All segment values are derived from annual filings.
Direct premiums earned at Other Companies
Frequently Asked Questions
- What is American International Group's direct premiums earned?
- American International Group (AIG) reported direct premiums earned of $7.87B in Q4 2025.
- How has American International Group's direct premiums earned changed year-over-year?
- American International Group's direct premiums earned increased by 0.8% year-over-year, from $7.80B to $7.87B.
- What is the long-term trend for American International Group's direct premiums earned?
- Over 3 years (2022 to 2025), American International Group's direct premiums earned has grown at a -0.6% compound annual growth rate (CAGR), from $32.05B to $31.46B.
- What does direct premiums earned mean?
- The total premiums earned from policies directly underwritten by the company.