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Assurant AIZ Q4 2025 Annual earnings

Reported February 10, 2026 · After market close

Revenue$3.4BBeat by $44.3M
EPS$5.61Beat by $0.06
Revenue estimate$3.3B
EPS estimate$5.55

Next report

Nov 3, 2026 (in 2 months)
Revenue estimate$3.5B
EPS estimate$4.57

Financials

Q4 2025

Income statement

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Revenue$3.4B+7.9%
Net income$225.2M+11.9%
EPS (diluted)$4.38+13.5%

Balance sheet

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Cash & equivalents$1.8B+1.5%
Total debt$73.9M+18.4%
Total equity$5.9B+15.0%
Total assets$36.3B+3.6%

Cash flow

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Operating cash flow$671.0M+553%
CapEx$59.3M-12.8%
Free cash flow$611.7M+1,658%

Valuation & ratios

Valuation

as of 12/31/25
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Market cap$12.06B+10.3%
Enterprise value$10.3B+12.1%
P/E13.8×-0.6×
P/S0.9×0.0×

Profitability

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Net margin6.8%+0.4pp
FCF margin12.5%+3.1pp

Returns & leverage

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Return on equity15.9%+0.6pp
Debt / equity0×0.0×

Segments

By segment

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Global Lifestyle$2.6B+7.2%
Global Housing$749.1M+9.4%

FAQ

When did Assurant report Q4 2025 earnings?
Assurant (AIZ) reported Q4 2025 earnings on February 10, 2026 after market close.
What were Assurant's Q4 2025 revenue and EPS?
Assurant reported revenue of $3.4B and eps of $5.61 for Q4 2025.
Did Assurant beat estimates in Q4 2025?
Revenue beat the consensus estimate of $3.3B by $44.3M. EPS beat the consensus estimate of $5.55 by $0.06.
How did Assurant's Q4 2025 results compare year-over-year?
Compared to the same quarter a year prior, revenue grew 7.9% from $3.1B a year earlier and eps grew 17.1% from $4.79.
Where can I find Assurant's Q4 2025 SEC filings?
You can read the 8-K earnings release (0001267238-26-000006) and the 10-K periodic report (0001267238-26-000010) directly on SEC EDGAR. The filing index links above go to sec.gov.