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Assurant AIZ Long Duration — Benefits, assumed from other companies

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Other financials

Income statement

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Revenue$3.5B+9.4%
Net income$298.6M+26.9%
EPS (diluted)$5.95+30.5%

Balance sheet

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Cash & equivalents$1.7B+14.3%
Total debt$73.9M+18.4%
Total equity$6.1B+10.9%
Total assets$36.1B+1.6%

Cash flow

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Operating cash flow$454.4M+71.1%
CapEx$45.2M-24.5%
Free cash flow$409.2M+99.0%

Valuation

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Market cap$14.94B+40.3%
P/E14.1×-0.8×
P/S1.1×+0.2×

Profitability

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Net margin7.9%+2.1pp
FCF margin12.3%+4.4pp

Returns & leverage

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Return on equity18.3%+4.7pp
Debt / equity0.0×

Where this comes from

Reported directly by Assurant in its filing.

Tagged under the XBRL concept us-gaap:ReinsuranceEffectOnClaimsAndBenefitsIncurredAmountAssumed.

The source filing: Assurant’s 10-K, filed February 19, 2026.

Filed
Feb 19, 2026, 4:19 PM EST
Fiscal year
FY2025
Accession
0001267238-26-000010
Line itemYears Ended December 31, 2025 / Long DurationYears Ended December 31, 2025 / Short DurationYears Ended December 31, 2025 / TotalYears Ended December 31, 2024 / Long DurationYears Ended December 31, 2024 / Short DurationYears Ended December 31, 2024 / TotalYears Ended December 31, 2023 / Long DurationYears Ended December 31, 2023 / Short DurationYears Ended December 31, 2023 / Total
Direct earned premiums$12.4$19,379.7$19,392.1$13.4$18,820.1$18,833.5$14.4$18,308.4$18,322.8
Premiums assumed408.2408.2178.6178.6186.4186.4
Premiums ceded(7.6)(9,309.8)(9,317.4)(8.0)(9,208.3)(9,216.3)(7.9)(9,113.3)(9,121.2)
Net earned premiums$4.8$10,478.1$10,482.9$5.4$9,790.4$9,795.8$6.5$9,381.5$9,388.0
Direct policyholder benefits$37.2$7,975.4$8,012.6$33.7$8,777.1$8,810.8$36.5$7,568.2$7,604.7
Policyholder benefits assumed242.8242.80.1276.9277.0241.9241.9
Policyholder benefits ceded(33.7)(5,293.9)(5,327.6)(30.3)(6,291.0)(6,321.3)(31.8)(5,293.0)(5,324.8)
Net policyholder benefits$3.5$2,924.3$2,927.8$3.5$2,763.0$2,766.5$4.7$2,517.1$2,521.8

Item 16. Form 10-K Summary

FAQ

What is Assurant's long duration — benefits, assumed from other companies?
Assurant (AIZ) reported long duration — benefits, assumed from other companies of $0 in Q4 2025.
How has Assurant's long duration — benefits, assumed from other companies changed year-over-year?
Assurant's long duration — benefits, assumed from other companies decreased by 100.0% year-over-year, from $25K to $0.
What does long duration — benefits, assumed from other companies mean?
The portion of policyholder benefits and claims that the company is responsible for due to assuming risk from other insurers. This represents the cost associated with the company's reinsurance assumed business.

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