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Assurant AIZ Short Duration — Direct earned premiums
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Where this comes from
Reported directly by Assurant in its filing.
Tagged under the XBRL concept us-gaap:DirectPremiumsEarned.
The source filing: Assurant’s 10-K, filed February 19, 2026.
- Filed
- Feb 19, 2026, 4:19 PM EST
- Fiscal year
- FY2025
- Accession
- 0001267238-26-000010
| Line item | Years Ended December 31, 2025 / Long Duration | Years Ended December 31, 2025 / Short Duration | Years Ended December 31, 2025 / Total | Years Ended December 31, 2024 / Long Duration | Years Ended December 31, 2024 / Short Duration | Years Ended December 31, 2024 / Total | Years Ended December 31, 2023 / Long Duration | Years Ended December 31, 2023 / Short Duration | Years Ended December 31, 2023 / Total |
|---|---|---|---|---|---|---|---|---|---|
| Direct earned premiums | $12.4 | $19,379.7 | $19,392.1 | $13.4 | $18,820.1 | $18,833.5 | $14.4 | $18,308.4 | $18,322.8 |
| Premiums assumed | — | 408.2 | 408.2 | — | 178.6 | 178.6 | — | 186.4 | 186.4 |
| Premiums ceded | (7.6) | (9,309.8) | (9,317.4) | (8.0) | (9,208.3) | (9,216.3) | (7.9) | (9,113.3) | (9,121.2) |
| Net earned premiums | $4.8 | $10,478.1 | $10,482.9 | $5.4 | $9,790.4 | $9,795.8 | $6.5 | $9,381.5 | $9,388.0 |
| Direct policyholder benefits | $37.2 | $7,975.4 | $8,012.6 | $33.7 | $8,777.1 | $8,810.8 | $36.5 | $7,568.2 | $7,604.7 |
| Policyholder benefits assumed | — | 242.8 | 242.8 | 0.1 | 276.9 | 277.0 | — | 241.9 | 241.9 |
| Policyholder benefits ceded | (33.7) | (5,293.9) | (5,327.6) | (30.3) | (6,291.0) | (6,321.3) | (31.8) | (5,293.0) | (5,324.8) |
| Net policyholder benefits | $3.5 | $2,924.3 | $2,927.8 | $3.5 | $2,763.0 | $2,766.5 | $4.7 | $2,517.1 | $2,521.8 |
Item 16. Form 10-K Summary
FAQ
- What is Assurant's short duration — direct earned premiums?
- Assurant (AIZ) reported short duration — direct earned premiums of $4.84B in Q4 2025.
- How has Assurant's short duration — direct earned premiums changed year-over-year?
- Assurant's short duration — direct earned premiums increased by 3.0% year-over-year, from $4.71B to $4.84B.
- What is the long-term trend for Assurant's short duration — direct earned premiums?
- Over 4 years (2021 to 2025), Assurant's short duration — direct earned premiums has grown at a 5.2% compound annual growth rate (CAGR), from $15.81B to $19.38B.
- What does short duration — direct earned premiums mean?
- This represents the total premiums earned by the company from insurance contracts before accounting for any reinsurance activity. It reflects the gross revenue generated from the underwriting of short-duration insurance policies within the specific business segment. This metric is a primary indicator of the company's market reach and top-line growth potential in its core insurance offerings.
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