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Assurant AIZ Future policy benefits

Future policy benefits at other companies

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Globe LifeGL
$18.93B+0.9%
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American International GroupAIG
$1.3B-9.8%
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AflacAFL
$57.18B-19.6%

Other financials

Income statement

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Revenue$3.5B+9.4%
Net income$298.6M+26.9%
EPS (diluted)$5.95+30.5%

Balance sheet

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Cash & equivalents$1.7B+14.3%
Total debt$73.9M+18.4%
Total equity$6.1B+10.9%
Total assets$36.1B+1.6%

Cash flow

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Operating cash flow$454.4M+71.1%
CapEx$45.2M-24.5%
Free cash flow$409.2M+99.0%

Valuation

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Market cap$14.94B+40.3%
P/E14.1×-0.8×
P/S1.1×+0.2×

Profitability

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Net margin7.9%+2.1pp
FCF margin12.3%+4.4pp

Returns & leverage

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Return on equity18.3%+4.7pp
Debt / equity0.0×

Where this comes from

Reported directly by Assurant in its filing.

Tagged under the XBRL concept us-gaap:LiabilityForFuturePolicyBenefits.

The source filing: Assurant’s 10-Q, filed August 6, 2026.

Filed
Aug 6, 2026, 4:18 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001267238-26-000041
Line itemJune 30, 2026December 31, 2025
Assets held for sale (Note 4)512.4
Total assets$36,081.4$36,289.6
Liabilities
Future policy benefits and expenses$53.8$55.7
Unearned premiums21,105.520,881.4
Claims and benefits payable2,109.62,101.2
Commissions payable623.3640.6
Funds held under reinsurance282.0266.4

Cover / Front Matter

FAQ

What is Assurant's future policy benefits?
Assurant (AIZ) reported future policy benefits of $53.8M in Q2 2026.
How has Assurant's future policy benefits changed year-over-year?
Assurant's future policy benefits decreased by 89.5% year-over-year, from $511.7M to $53.8M.
What is the long-term trend for Assurant's future policy benefits?
Over 5 years (2020 to 2025), Assurant's future policy benefits has grown at a -47.2% compound annual growth rate (CAGR), from $1.36B to $55.7M.
What does future policy benefits mean?
This liability represents the estimated present value of future benefits to be paid to policyholders for long-duration contracts, such as life insurance or annuities. It is calculated using actuarial assumptions regarding mortality, morbidity, and investment returns. It is a critical measure of the company's long-term financial obligations to its customers.

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