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Assurant AIZ Reserve for insurance claims

Reserve for insurance claims at other companies

Allstate logo
AllstateALL
$40.98B-7.2%
Lemonade logo
LemonadeLMND
$308.8M+0.5%
Assured Guaranty logo
Assured GuarantyAGO
$306M-2.9%
Globe Life logo
Globe LifeGL
$548.53M+0.3%
Ally Financial logo
Ally FinancialALLY
$251M-6.3%
The Hanover Insurance Group logo
The Hanover Insurance GroupTHG
$8B+4.8%

Other financials

Income statement

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Revenue$3.5B+9.4%
Net income$298.6M+26.9%
EPS (diluted)$5.95+30.5%

Balance sheet

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Cash & equivalents$1.7B+14.3%
Total debt$73.9M+18.4%
Total equity$6.1B+10.9%
Total assets$36.1B+1.6%

Cash flow

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Operating cash flow$454.4M+71.1%
CapEx$45.2M-24.5%
Free cash flow$409.2M+99.0%

Valuation

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Market cap$14.94B+40.3%
P/E14.1×-0.8×
P/S1.1×+0.2×

Profitability

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Net margin7.9%+2.1pp
FCF margin12.3%+4.4pp

Returns & leverage

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Return on equity18.3%+4.7pp
Debt / equity0.0×

Where this comes from

Reported directly by Assurant in its filing.

Tagged under the XBRL concept us-gaap:LiabilityForClaimsAndClaimsAdjustmentExpense.

The source filing: Assurant’s 10-Q, filed August 6, 2026.

Filed
Aug 6, 2026, 4:18 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001267238-26-000041
Line itemJune 30, 2026December 31, 2025
Liabilities
Future policy benefits and expenses$53.8$55.7
Unearned premiums21,105.520,881.4
Claims and benefits payable2,109.62,101.2
Commissions payable623.3640.6
Funds held under reinsurance282.0266.4
Accounts payable and other liabilities (including allowances for credit losses of $0.6 and $0.9 at June 30, 2026 and December 31, 2025, respectively, for the unsecured portion of the high deductible recoverables)3,601.23,766.3
Debt2,208.12,206.9

Cover / Front Matter

FAQ

What is Assurant's reserve for insurance claims?
Assurant (AIZ) reported reserve for insurance claims of $2.11B in Q2 2026.
How has Assurant's reserve for insurance claims changed year-over-year?
Assurant's reserve for insurance claims decreased by 10.3% year-over-year, from $2.35B to $2.11B.
What is the long-term trend for Assurant's reserve for insurance claims?
Over 5 years (2020 to 2025), Assurant's reserve for insurance claims has grown at a 6.8% compound annual growth rate (CAGR), from $1.51B to $2.1B.
What does reserve for insurance claims mean?
This liability represents the estimated cost of claims that have been reported but not yet paid, as well as claims that have been incurred but not yet reported (IBNR). It includes the expected costs for claim adjustment expenses. Accurate estimation of these reserves is vital for maintaining solvency and reflecting the true cost of underwriting.

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