Allstate Auto insurance - liability coverage — After 5 years increased by 9.4% to $0.06 in Q4 2025 compared to the prior quarter. This increase may warrant attention — for this metric, lower values are generally preferred.
High levels of long-tail liabilities require significant capital reserves, and unexpected increases may signal adverse development in complex claim portfolios.
This metric aggregates the estimated auto insurance claims expected to be settled more than five years after the reporti...
Comparable to 'long-tail' reserve reporting found in the financial disclosures of major national insurance carriers.
all_segment_auto_insurance_liability_coverage_after_5_years| Q4 '24 | Q4 '25 | |
|---|---|---|
| Value | 0.1 | 0.1 |
| QoQ Change | — | +9.4% |
| YoY Change | — | +9.4% |