Allstate ALL Auto insurance - physical damage coverage — 4 years

Similar metrics at other companies

HMNAuto physical damage — Year Four

0%—

KMPRCommercial Automobile Insurance—Physical Damage — Year 4

100%0.0pp

KMPRSpecialty Personal Automobile Insurance—Physical Damage — Year 4

99.8%-0.2pp

SAFTPrivate Passenger Automobile Physical Damage — Negative Short Duration Insurance Contracts Historical Claims Duration Year Four

-7.5%—

MCYProperty insurance product line, automobile — Short-duration insurance contracts, historical claims duration, year four

6%0.0pp

SIGIPersonal automobile — Short-duration insurance contracts, historical claims duration, year four

6.1%0.0pp

Questions, answered.

What is Allstate's auto insurance - physical damage coverage — 4 years?

Allstate (ALL) reported auto insurance - physical damage coverage — 4 years of -0.2% in Q4 2025.

What does auto insurance - physical damage coverage — 4 years mean?

This metric tracks the portion of the liability for unpaid claims and claims adjustment expenses for auto physical damage coverage that is projected to be settled in the fourth year following the initial claim event. It serves as a measure of the long-tail nature of specific physical damage claims that persist beyond the initial three-year settlement window. Monitoring this helps analysts evaluate the accuracy of long-term actuarial assumptions.