Allstate ALL Auto insurance - physical damage coverage — After 5 years

Similar metrics at other companies

HMNAuto physical damage — Year Five

0%—

SAFTCommercial Automobile Physical Damage — Negative Short Duration Insurance Contracts Historical Claims Duration Year Five

-2.5%—

SAFTPrivate Passenger Automobile Physical Damage — Negative Short Duration Insurance Contracts Historical Claims Duration Year Five

-2.5%—

TRVAutomobile — Short-duration Insurance Contracts, Historical Claims Duration, Year Five

12.8%+0.4pp

MCYProperty insurance product line, automobile — Short-duration insurance contracts, historical claims duration, year five

3.1%0.0pp

SIGIPersonal automobile — Short-duration insurance contracts, historical claims duration, year five

3.1%-0.4pp

Questions, answered.

What is Allstate's auto insurance - physical damage coverage — after 5 years?

Allstate (ALL) reported auto insurance - physical damage coverage — after 5 years of 0.4% in Q4 2025.

What does auto insurance - physical damage coverage — after 5 years mean?

This metric captures the residual liability for unpaid claims and claims adjustment expenses for auto physical damage coverage that are expected to remain outstanding beyond a five-year period. It reflects the most mature portion of the claims portfolio, often involving complex litigation or long-term recovery processes. This provides insight into the company's exposure to extremely long-tail insurance risks.