Allstate ALL Homeowners — Prior year reserve reestimates

Similar metrics at other companies

KMPRHomeowners — Property and Casualty Insurance Reserves, Net of Reinsurance

$17M-57.1%

HMNHomeowners — Prior years paid

$0—

CINFHomeowner — Prior accident years

-$15M+21.1%

AXSReinsurance — Prior years

-$3M+24.1%

SIGIHomeowners — Incurred loss and loss expense for claims occurring in the prior year

$1.25M+457%

ACGLReinsurance — Prior years

-$172M-35.4%

Questions, answered.

What is Allstate's homeowners — prior year reserve reestimates?

Allstate (ALL) reported homeowners — prior year reserve reestimates of -$25.25M in Q4 2025.

How has Allstate's homeowners — prior year reserve reestimates changed year-over-year?

Allstate's homeowners — prior year reserve reestimates increased by 78.5% year-over-year, from -$117.5M to -$25.25M.

What is the long-term trend for Allstate's homeowners — prior year reserve reestimates?

Over 4 years (2021 to 2025), Allstate's homeowners — prior year reserve reestimates has grown at a -5.9% compound annual growth rate (CAGR), from -$129M to -$101M.

What does homeowners — prior year reserve reestimates mean?

This metric reflects adjustments made to the loss reserves established in previous reporting periods for homeowners insurance. It captures the difference between the initial estimated liability and the updated assessment based on new claims development data.