What is Allstate's other personal lines — recoverables?

Allstate (ALL) reported other personal lines — recoverables of $204M in Q4 2025.

How has Allstate's other personal lines — recoverables changed year-over-year?

Allstate's other personal lines — recoverables decreased by 21.5% year-over-year, from $260M to $204M.

What does other personal lines — recoverables mean?

This metric represents the portion of the other personal lines segment's unpaid claims and adjustment expenses that the insurer expects to recover from third-party reinsurers. It serves as a measure of the company's risk transfer strategy and the extent to which it relies on reinsurance to mitigate losses from large or catastrophic events. High recoverables indicate a significant reliance on reinsurance partners to offset potential claim costs.

Allstate ALL Other personal lines — Recoverables

Other product segments

Auto insurance - liability coverage

$6.3B—

Homeowners

$679M+29.8%

Run-off Property-Liability

$419M—

Commercial lines

$231M-22.7%

Auto insurance - physical damage coverage

$18M—

Other business lines

$14M+600%

Protection Services

$12M—

Similar metrics at other companies

SIGIOther Personal — Reinsurance Recoverable for Unpaid Claims and Claims Adjustments

$38.72M-85.8%

THGPersonal Lines — Reinsurance Recoverable For Unpaid Claims And Claims Adjustments

$793.7M-3.3%

SIGIStandard Personal Lines — Reinsurance Recoverable for Unpaid Claims and Claims Adjustments

$71.98M-76.8%

PLMROther Insurance Product Line — Reinsurance Recoverable For Unpaid Claims And Claims Adjustments

$127.9M-18.3%

SIGIOther — Reinsurance Recoverable for Unpaid Claims and Claims Adjustments

$2.26M-13.7%

PRIOther Insurance Product Line — Reinsurance Recoverables

$14.87M-5.6%

Other financials

Income statement

See full

Revenue$16.9B+3.0%

Net income$2.5B+313%

EPS (diluted)$9.25+338%

Balance sheet

See full

Cash & equivalents$697.0M-17.0%

Total debt$7.5B-7.4%

Total equity$31.6B+43.3%

Total assets$123.97B+7.7%

Cash flow

See full

Operating cash flow$3.6B+81.4%

CapEx$40.0M-56.5%

Free cash flow$3.5B+88.1%

Valuation

See full

Market cap$59.61B-1.9%

Profitability

See full

Net margin17.8%+11.6pp

FCF margin16.9%+3.2pp

Returns & leverage

See full

Return on equity45.2%+25.4pp

Debt / equity0.2×-0.1×

Where this comes from

Reported directly by Allstate in its filing.

Tagged under the XBRL concept us-gaap:ReinsuranceRecoverableForUnpaidClaimsAndClaimsAdjustments.

The official record: Allstate’s 10-K, filed February 20, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Allstate's other personal lines — recoverables?: Allstate (ALL) reported other personal lines — recoverables of $204M in Q4 2025.
How has Allstate's other personal lines — recoverables changed year-over-year?: Allstate's other personal lines — recoverables decreased by 21.5% year-over-year, from $260M to $204M.
What does other personal lines — recoverables mean?: This metric represents the portion of the other personal lines segment's unpaid claims and adjustment expenses that the insurer expects to recover from third-party reinsurers. It serves as a measure of the company's risk transfer strategy and the extent to which it relies on reinsurance to mitigate losses from large or catastrophic events. High recoverables indicate a significant reliance on reinsurance partners to offset potential claim costs.