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Alerus Financial Corporation ALRS Q4 2025 Annual earnings

Reported January 28, 2026 · After market close

Revenue$77.8MBeat by $6.4M
EPS$0.85Beat by $0.28
Revenue estimate$71.4M
EPS estimate$0.57

Next report

Date not yet announced

Financials

Q4 2025

Balance sheet

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Cash & equivalents$67.2M+9.7%
Total debt$404.3M+27.5%
Total equity$564.9M+14.0%
Total assets$5.2B-0.6%

Cash flow

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Operating cash flow$16.3M+609%
CapEx$1.0M-79.2%
Free cash flow$15.3M—

Valuation & ratios

Valuation

as of 12/31/25
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Market cap$571.95M+17.3%
Enterprise value$909.02M+22.3%

Returns & leverage

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Debt / equity0.7×+0.1×

Segments

By product

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Retirement And Benefit Services$17.3M+4.7%
Wealth Management$7.4M+6.1%
Mortgage Banking$3.2M-2.2%
Deposit Account$734.0K+14.2%

Versus estimates

Revenue

Q2 2026$80.0MBeat by $3.0MQ1 2026$75.8MBeat by $2.0M
Q4 2025$77.8MBeat by $6.4M
Q3 2025$71.5MBeat by $109.6KQ2 2025$73.9MBeat by $2.9MQ1 2025$68.3MBeat by $221.8K

Diluted EPS

Q2 2026$0.80Beat by $0.02Q1 2026$0.89Beat by $0.31
Q4 2025$0.85Beat by $0.28
Q3 2025$0.66Beat by $0.07Q2 2025$0.72Beat by $0.16Q1 2025$0.56Beat by $0.13

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Questions, answered.

When did Alerus Financial Corporation report Q4 2025 earnings?
Alerus Financial Corporation (ALRS) reported Q4 2025 earnings on January 28, 2026 after market close.
What were Alerus Financial Corporation's Q4 2025 revenue and EPS?
Alerus Financial Corporation reported revenue of $77.8M and eps of $0.85 for Q4 2025.
Did Alerus Financial Corporation beat estimates in Q4 2025?
Revenue beat the consensus estimate of $71.4M by $6.4M. EPS beat the consensus estimate of $0.57 by $0.28.
How did Alerus Financial Corporation's Q4 2025 results compare year-over-year?
Compared to the same quarter a year prior, revenue grew 15.0% from $67.6M a year earlier and eps grew 93.2% from $0.44.
Where can I find Alerus Financial Corporation's Q4 2025 SEC filings?
You can read the 8-K earnings release (0001437749-26-002314) and the 10-K periodic report (0001437749-26-006820) directly on SEC EDGAR. The filing index links above go to sec.gov.