Skip to content
Screener

Amalgamated Financial Corp. AMAL Tier 1 Leverage Adequacy Requirement

Tier 1 Leverage Adequacy Requirement at other companies

Customers Bancorp logo
Customers BancorpCUBI
$1.02B+13.3%

Other financials

Income statement

See full
Revenue$93.4M+21.4%
Net income$25.2M+0.8%
EPS (diluted)$0.84+3.7%

Balance sheet

See full
Cash & equivalents$179.7M+174%
Total debt$11.5M-33.0%
Total equity$807.6M+9.7%
Total assets$9.2B+10.7%

Cash flow

See full
Operating cash flow$56.8M+65.9%
CapEx$6.1M+247%
Free cash flow$50.7M+56.2%

Valuation

See full
Market cap$1.48B+73.8%
Enterprise value$1.31B+88.6%
P/E14.1×+5.9×
P/S4.3×+1.6×

Profitability

See full
Net margin30.3%-2.8pp
FCF margin44.2%+4.9pp

Returns & leverage

See full
Return on equity13.6%-1.8pp
Debt / equity0.0×

Where this comes from

Reported directly by Amalgamated Financial Corp. in its filing.

Tagged under the XBRL concept us-gaap:TierOneLeverageCapitalRequiredForCapitalAdequacy.

The source filing: Amalgamated Financial Corp.’s 10-K, filed March 5, 2026.

Filed
Mar 5, 2026, 4:06 PM EST
Fiscal year
FY2025
Accession
0001823608-26-000048
(In thousands) / December, 31, 2025Actual / AmountActual / RatioFor Capital Adequacy Purposes (1) / AmountFor Capital Adequacy Purposes (1) / RatioTo Be Considered Well Capitalized / AmountTo Be Considered Well Capitalized / Ratio
Total capital to risk weighted assets$890,99115.64%$455,6128.00%$569,51510.00%
Tier 1 capital to risk weighted assets830,62514.58%341,7096.00%455,6128.00%
Tier 1 capital to average assets830,6259.63%345,1094.00%431,3875.00%
Common equity tier 1 to risk weighted assets830,62514.58%256,2824.50%370,1856.50%
December, 31, 2024
Total capital to risk weighted assets$829,87115.35%$432,4938.00%$540,61610.00%
Tier 1 capital to risk weighted assets765,65214.16%324,3706.00%432,4938.00%
Tier 1 capital to average assets765,6529.17%334,1094.00%417,6375.00%

Item 8. Financial Statements and Supplementary Data

FAQ

What is Amalgamated Financial Corp.'s tier 1 leverage adequacy requirement?
Amalgamated Financial Corp. (AMAL) reported tier 1 leverage adequacy requirement of $345.11M in Q4 2025.
How has Amalgamated Financial Corp.'s tier 1 leverage adequacy requirement changed year-over-year?
Amalgamated Financial Corp.'s tier 1 leverage adequacy requirement increased by 3.3% year-over-year, from $334.11M to $345.11M.
What is the long-term trend for Amalgamated Financial Corp.'s tier 1 leverage adequacy requirement?
Over 5 years (2020 to 2025), Amalgamated Financial Corp.'s tier 1 leverage adequacy requirement has grown at a 6.9% compound annual growth rate (CAGR), from $246.9M to $345.11M.
What does tier 1 leverage adequacy requirement mean?
This metric represents the minimum Tier 1 capital required to satisfy regulatory leverage adequacy standards, which act as a non-risk-based backstop. It ensures that a bank maintains a sufficient capital cushion relative to its total exposure, regardless of the risk weighting of its assets. This provides a simple, transparent measure of the bank's overall leverage position.

Ask your AI about Amalgamated Financial Corp.'s tier 1 leverage adequacy requirement.

Connect your AI assistant and compare it to peers, right in your chat.

Connect your AI
Harbor at dusk
Claude