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Amerisafe AMSF All Other States — Premiums Earned Net

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Other financials

Income statement

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Revenue$92.0M+13.4%
Net income$14.6M+4.6%
EPS (diluted)$0.78+6.8%

Balance sheet

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Cash & equivalents$65.5M+35.1%
Total debt$491.0K+14.7%
Total equity$250.0M-5.9%
Total assets$1.1B-2.4%

Cash flow

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Operating cash flow-$2.7M-50.6%
CapEx$3.0K-99.7%
Free cash flow-$2.7M-51.8%

Valuation

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Market cap$521.6M-38.8%
P/E11.1×-5.8×
P/S1.6×-1.2×

Profitability

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Net margin14%-2.5pp
FCF margin2.5%

Returns & leverage

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Return on equity18.2%+0.4pp
Debt / equity0.0×

Where this comes from

Reported directly by Amerisafe in its filing.

Tagged under the XBRL concept us-gaap:PremiumsEarnedNet.

The source filing: Amerisafe’s 10-K, filed February 27, 2026.

Filed
Feb 27, 2026, 4:03 PM EST
Fiscal year
FY2025
Accession
0001193125-26-082513
Line item2025 / Dollars2025 / Percent2024 / Dollars2024 / Percent2023 / Dollars2023 / Percent
North Carolina18,1386.4%15,8635.9%16,4326.2%
Louisiana17,2186.1%16,9986.3%21,1507.9%
Wisconsin10,9963.9%10,7694.0%11,7244.4%
Virginia10,5073.7%10,1513.8%10,4003.8%
Alaska9,9943.4%8,5313.2%8,1783.1%
Minnesota8,8693.1%8,3233.1%8,8453.3%
All others94,77533.5%96,90335.7%93,01934.8%
Total net premiums earned$283,057100.0%$270,639100.0%$267,125100.0%

Item 8. Financial Statements and Supplementary Data.

FAQ

What is Amerisafe's all other states — premiums earned net?
Amerisafe (AMSF) reported all other states — premiums earned net of $23.69M in Q4 2025.
How has Amerisafe's all other states — premiums earned net changed year-over-year?
Amerisafe's all other states — premiums earned net decreased by 2.2% year-over-year, from $24.23M to $23.69M.
What is the long-term trend for Amerisafe's all other states — premiums earned net?
Over 4 years (2021 to 2025), Amerisafe's all other states — premiums earned net has grown at a 0.1% compound annual growth rate (CAGR), from $94.53M to $94.78M.
What does all other states — premiums earned net mean?
This metric represents the total net insurance premiums earned by the company within a specific geographic segment excluding its primary core markets. It serves as a measure of the company's geographic diversification and revenue scale outside of its dominant operating regions. Tracking this figure helps investors assess the growth and stability of the company's footprint in secondary markets.

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