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Amerisafe AMSF Retained Earnings

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Other financials

Income statement

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Revenue$92.0M+13.4%
Net income$14.6M+4.6%
EPS (diluted)$0.78+6.8%

Balance sheet

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Cash & equivalents$65.5M+35.1%
Total debt$491.0K+14.7%
Total equity$250.0M-5.9%
Total assets$1.1B-2.4%

Cash flow

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Operating cash flow-$2.7M-50.6%
CapEx$3.0K-99.7%
Free cash flow-$2.7M-51.8%

Valuation

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Market cap$539.77M-36.7%
P/E11.5×-5.4×
P/S1.6×-1.2×

Profitability

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Net margin14%-2.5pp
FCF margin2.5%

Returns & leverage

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Return on equity18.2%+0.4pp
Debt / equity0.0×

Where this comes from

Reported directly by Amerisafe in its filing.

Tagged under the XBRL concept us-gaap:RetainedEarningsAccumulatedDeficit.

The source filing: Amerisafe’s 10-Q, filed July 23, 2026.

Filed
Jul 23, 2026, 4:03 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001193125-26-314074
Line itemJune 30, 2026December 31, 2025
Shareholders’ equity:
Common stock: voting—$0.01 par value authorized shares—50,000,000 in 2026 and 2025; 20,814,250 and 20,769,021 shares issued; and 18,536,058 and 18,794,881 shares outstanding at June 30, 2026 and December 31, 2025, respectively208208
Additional paid-in capital227,323225,912
Treasury stock, at cost (2,278,192 and 1,974,140 shares at June 30, 2026 and December 31, 2025, respectively)(63,810)(54,155)
Accumulated earnings90,25082,850
Accumulated other comprehensive loss, net(3,980)(3,217)
Total shareholders’ equity249,991251,598
Total liabilities and shareholders’ equity$1,127,291$1,130,544

Item 1. Financial Statements.

FAQ

What is Amerisafe's retained earnings?
Amerisafe (AMSF) reported retained earnings of $90.25M in Q2 2026.
How has Amerisafe's retained earnings changed year-over-year?
Amerisafe's retained earnings decreased by 2.0% year-over-year, from $92.1M to $90.25M.
What is the long-term trend for Amerisafe's retained earnings?
Over 5 years (2020 to 2025), Amerisafe's retained earnings has grown at a -18.1% compound annual growth rate (CAGR), from $224.65M to $82.85M.
What does retained earnings mean?
Cumulative net income earned since inception minus all dividends paid — the total profits reinvested in the business over its lifetime.

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