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Amerant Bancorp AMTB Q4 2025 Annual earnings

Reported January 22, 2026 · After market close

Revenue$112.2MBeat by $4.7M
EPS$0.53Beat by $0.18
Revenue estimate$107.5M
EPS estimate$0.36

Next report

Oct 27, 2026 (in 3 months)
Revenue estimate$102.1M
EPS estimate$0.51

Financials

Q4 2025

Income statement

See full
Revenue$112.2M+0.8%
Net income$2.7M—
EPS (diluted)$0.07—

Balance sheet

See full
Total debt$122.4M+11.4%
Total equity$938.8M+5.4%
Total assets$9.8B-1.3%

Cash flow

See full
Operating cash flow$36.5M-53.0%
CapEx$5.2M+558%
Free cash flow$31.3M-59.3%

Valuation & ratios

Valuation

as of 12/31/25
See full
Market cap$805.09M-14.7%
Enterprise value$927.49M-12.0%
P/E15.4×—
P/S1.8×-1.0×

Profitability

See full
Net margin11.9%—
FCF margin29.4%+7.1pp

Returns & leverage

See full
Return on equity5.7%—
Debt / equity0.1×0.0×

Versus estimates

Revenue

Q2 2026$100.7MBeat by $2.1MQ1 2026$97.7MMiss by $3.1M
Q4 2025$112.2MBeat by $4.7M
Q3 2025$108.5MMiss by $1.7MQ2 2025$108.5MBeat by $1.8MQ1 2025$104.9MBeat by $3.1M

Diluted EPS

Q2 2026$0.53Beat by $0.14Q1 2026$0.44Beat by $0.01
Q4 2025$0.53Beat by $0.18
Q3 2025$0.39Miss by $0.14Q2 2025$0.57Beat by $0.19Q1 2025$0.24Miss by $0.16

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Questions, answered.

When did Amerant Bancorp report Q4 2025 earnings?
Amerant Bancorp (AMTB) reported Q4 2025 earnings on January 22, 2026 after market close.
What were Amerant Bancorp's Q4 2025 revenue and EPS?
Amerant Bancorp reported revenue of $112.2M and eps of $0.53 for Q4 2025.
Did Amerant Bancorp beat estimates in Q4 2025?
Revenue beat the consensus estimate of $107.5M by $4.7M. EPS beat the consensus estimate of $0.35 by $0.18.
How did Amerant Bancorp's Q4 2025 results compare year-over-year?
Compared to the same quarter a year prior, revenue declined 25.2% from $149.9M a year earlier and eps grew 32.7% from $0.40.
Where can I find Amerant Bancorp's Q4 2025 SEC filings?
You can read the 8-K earnings release (0001734342-26-000008) and the 10-K periodic report (0001734342-26-000017) directly on SEC EDGAR. The filing index links above go to sec.gov.