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Amerant Bancorp AMTB South Florida — Operating lease, liability

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Other financials

Income statement

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Revenue$97.7M-7.4%
Net income$17.9M+49.5%
EPS (diluted)$0.44+57.1%

Balance sheet

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Cash & equivalents$274.2M
Total debt$116.5M+4.9%
Total equity$913.9M+0.8%
Total assets$9.9B-2.6%

Cash flow

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Operating cash flow$10.9M-46.0%
CapEx$776.0K-64.9%
Free cash flow$10.1M-43.6%

Valuation

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Market cap$1.12B+41.1%
P/E19.3×
P/S2.6×+0.4×

Profitability

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Net margin13.5%
FCF margin28.1%+1.3pp

Returns & leverage

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Return on equity6.4%
Debt / equity0.1×0.0×

Where this comes from

Reported directly by Amerant Bancorp in its filing.

Tagged under the XBRL concept us-gaap:OperatingLeaseLiability.

The source filing: Amerant Bancorp’s 10-K, filed February 27, 2026.

Filed
Feb 27, 2026, 4:37 PM EST
Fiscal year
FY2025
Accession
0001734342-26-000017

In 2025, the Company completed the plan for the sale and leaseback of two of its banking centers in South Florida. The Company recorded a right-of-use asset and lease liability of $8.9 million, in connection with these leases, as of December 31, 2025. For more information, see “Note 6. Premises and Equipment, Net” for further details.

Item 15. Consolidated Financial Statements

FAQ

What is Amerant Bancorp's south florida — operating lease, liability?
Amerant Bancorp (AMTB) reported south florida — operating lease, liability of $8.9M in Q4 2025.
What does south florida — operating lease, liability mean?
The present value of future lease payments for operating leases related to properties in the South Florida segment. This liability represents the bank's contractual obligation to make payments for the use of leased assets over the remaining lease terms.

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