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Amerant Bancorp AMTB South Florida — Real estate investment property, at cost

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FCP
FCPTReal Estate Operations — Real Estate Investment Property At Cost
$3.5B+8.3%

Other financials

Income statement

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Revenue$97.7M-7.4%
Net income$17.9M+49.5%
EPS (diluted)$0.44+57.1%

Balance sheet

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Cash & equivalents$274.2M
Total debt$116.5M+4.9%
Total equity$913.9M+0.8%
Total assets$9.9B-2.6%

Cash flow

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Operating cash flow$10.9M-46.0%
CapEx$776.0K-64.9%
Free cash flow$10.1M-43.6%

Valuation

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Market cap$1.13B+42.3%
P/E19.4×
P/S2.6×+0.4×

Profitability

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Net margin13.5%
FCF margin28.1%+1.3pp

Returns & leverage

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Return on equity6.4%
Debt / equity0.1×0.0×

Where this comes from

Reported directly by Amerant Bancorp in its filing.

Tagged under the XBRL concept us-gaap:RealEstateInvestmentPropertyAtCost.

The source filing: Amerant Bancorp’s 10-K, filed February 27, 2026.

Filed
Feb 27, 2026, 4:37 PM EST
Fiscal year
FY2025
Accession
0001734342-26-000017

In 2025, the Company sold two branches located in South Florida with a carrying value of approximately $6.3 million and realized a gain of $3.3 million. Following the sale of the two branches, the Company leased-back the properties for an initial eighteen-year term, with four renewal options for five years each.

Item 15. Consolidated Financial Statements

FAQ

What is Amerant Bancorp's south florida — real estate investment property, at cost?
Amerant Bancorp (AMTB) reported south florida — real estate investment property, at cost of $6.3M in Q4 2025.
What does south florida — real estate investment property, at cost mean?
The historical cost basis of real estate assets held by the bank for investment purposes within the South Florida region. This metric tracks the capital allocated to non-operating real estate holdings and their potential for long-term value appreciation.

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