Where do AmeriServ Financial's ratios come from?

Every ratio is computed from AmeriServ Financial's SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.

	Q1 '26	Q4 '25	Q3 '25	Q2 '25	Q1 '25
Profitability
Net margin	37.2%+13.2pp	38.3%+24.1pp	34.8%+42.7pp	25.1%+32.5pp	24%+29.8pp
Returns
Return on equity	4.8%+1.4pp	5%+1.5pp	4.5%+7.0pp	3.4%+6.5pp	3.4%+6.2pp
Efficiency
Asset turnover	0×0.0×	0×0.0×	0×0.0×	0×0.0×	0×0.0×
Leverage
Debt-to-equity	0×-0.1×	0×-0.1×	0×-0.1×	0.1×-0.3×	0.1×0.0×
Per Share
Book value per share	$7.13+6.3%	$7.22+13.1%	$6.94+5.9%	$6.71+10.3%	$6.70+10.6%
Valuation
Market capitalization	$65.82M+34.2%	$52.71M+19.1%	$47.91M+11.1%	$49.39M+27.5%	$40.14M-10.0%
Price / earnings	12×-1.3×	9.4×-2.9×	9.5×—	13.4×—	11.1×—
Price / sales	4.5×+1.1×	3.6×+1.8×	3.3×+2.0×	3.3×+2.4×	2.7×+1.8×
Price / book	0.5×+0.1×	0.4×0.0×	0.4×0.0×	0.4×+0.1×	0.4×-0.1×
Dividend yield	3%-1.0pp	3.8%-0.8pp	4.1%-0.6pp	4%-1.3pp	5%+0.4pp

Chart any of these lines over time, or line them up against competitors.

Compare these in charts →

Ask your AI about AmeriServ Financial.

Connect your AI assistant and get a quick read on the numbers, right in your chat.

Connect your AI

Claude

Questions, answered.

Where do AmeriServ Financial's ratios come from?: Every ratio is computed from AmeriServ Financial's SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.