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Atlanticus Holdings Corporation ATLC Auto Finance — Cost of Goods Sold

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Other financials

Income statement

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Revenue$189.7M+60.5%
Gross profit$144.8M+68.2%
Net income$44.2M+40.1%
EPS (diluted)$2.23+49.7%

Balance sheet

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Cash & equivalents$651.1M+85.8%
Total debt$24.5M+1.3%
Total equity$648.4M+21.7%
Total assets$7.5B+128%

Cash flow

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Operating cash flow$286.3M+118%
CapEx$22.0K
Free cash flow$71.7M

Valuation

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Market cap$1.58B

Profitability

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Gross margin72.4%+1.4pp
Net margin21.5%-5.9pp
FCF margin72.3%

Returns & leverage

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Return on equity22.8%-1.8pp
Debt / equity0.0×

Where this comes from

Reported directly by Atlanticus Holdings Corporation in its filing.

Tagged under the XBRL concept us-gaap:CostOfGoodsAndServicesSold.

The official record: Atlanticus Holdings Corporation’s 10-Q, filed May 7, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Atlanticus Holdings Corporation's auto finance — cost of goods sold?
Atlanticus Holdings Corporation (ATLC) reported auto finance — cost of goods sold of $3.42M in Q1 2026.
How has Atlanticus Holdings Corporation's auto finance — cost of goods sold changed year-over-year?
Atlanticus Holdings Corporation's auto finance — cost of goods sold increased by 3.8% year-over-year, from $3.3M to $3.42M.
What is the long-term trend for Atlanticus Holdings Corporation's auto finance — cost of goods sold?
Over 2 years (2023 to 2025), Atlanticus Holdings Corporation's auto finance — cost of goods sold has grown at a 1.2% compound annual growth rate (CAGR), from $12.85M to $13.15M.
What does auto finance — cost of goods sold mean?
This represents the direct costs attributable to the production or delivery of financial services within the auto finance segment. It reflects the variable expenses necessary to originate and service auto loans, providing insight into the direct cost structure of the business.