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Atlanticus Holdings Corporation ATLC Auto Finance — Interest And Fee Income Loans Consumer

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Other financials

Income statement

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Revenue$223.6M+82.8%
Gross profit$165.7M+87.8%
Net income$49.7M+62.6%
EPS (diluted)$2.50+65.6%

Balance sheet

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Cash & equivalents$555.2M+68.5%
Total debt$23.6M-1.7%
Total equity$701.9M+24.6%
Total assets$7.5B+106%

Cash flow

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Operating cash flow$276.9M+109%

Valuation

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Market cap$1.69B+63.5%
Enterprise value$1.16B+58.3%
P/E11×+2.6×
P/S2.3×+0.1×

Profitability

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Gross margin73%+1.3pp
Net margin21.1%-5.7pp
FCF margin72.3%

Returns & leverage

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Return on equity24.3%-0.3pp
Debt / equity0.0×

Where this comes from

Reported directly by Atlanticus Holdings Corporation in its filing.

Tagged under the XBRL concept us-gaap:InterestAndFeeIncomeLoansConsumer.

The source filing: Atlanticus Holdings Corporation’s 10-Q, filed August 6, 2026.

Filed
Aug 6, 2026, 4:17 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001437749-26-026279
Three Months Ended June 30, 2026Caa SAuto FinanceTotal
Revenue and other income:
Consumer loans, including past due fees$535,507$9,579$545,086
Fees and related income on earning assets150,548330150,878
Other revenue48,14720348,350
Total operating revenue and other income734,20210,112744,314
Other non-operating income99
Total revenue and other income734,21110,112744,323
Interest expense(123,082)(349)(123,431)

Document

FAQ

What is Atlanticus Holdings Corporation's auto finance — interest and fee income loans consumer?
Atlanticus Holdings Corporation (ATLC) reported auto finance — interest and fee income loans consumer of $9.58M in Q2 2026.
How has Atlanticus Holdings Corporation's auto finance — interest and fee income loans consumer changed year-over-year?
Atlanticus Holdings Corporation's auto finance — interest and fee income loans consumer increased by 4.7% year-over-year, from $9.15M to $9.58M.
What is the long-term trend for Atlanticus Holdings Corporation's auto finance — interest and fee income loans consumer?
Over 4 years (2021 to 2025), Atlanticus Holdings Corporation's auto finance — interest and fee income loans consumer has grown at a 2.8% compound annual growth rate (CAGR), from $33.54M to $37.53M.
What does auto finance — interest and fee income loans consumer mean?
This represents the interest and fee income generated specifically from consumer loan products within the auto finance portfolio. It serves as a primary indicator of the segment's yield on its consumer lending activities.

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