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Atlanticus Holdings Corporation ATLC Auto Finance — Labor And Related Expense

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Other financials

Income statement

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Revenue$223.6M+82.8%
Gross profit$165.7M+87.8%
Net income$49.7M+62.6%
EPS (diluted)$2.50+65.6%

Balance sheet

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Cash & equivalents$555.2M+68.5%
Total debt$23.6M-1.7%
Total equity$701.9M+24.6%
Total assets$7.5B+106%

Cash flow

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Operating cash flow$276.9M+109%

Valuation

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Market cap$1.69B+82.1%
Enterprise value$1.16B+86.1%
P/E11×+3.4×
P/S2.3×+0.3×

Profitability

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Gross margin73%+1.3pp
Net margin21.1%-5.7pp
FCF margin72.3%

Returns & leverage

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Return on equity24.3%-0.3pp
Debt / equity0.0×

Where this comes from

Reported directly by Atlanticus Holdings Corporation in its filing.

Tagged under the XBRL concept us-gaap:LaborAndRelatedExpense.

The source filing: Atlanticus Holdings Corporation’s 10-Q, filed August 6, 2026.

Filed
Aug 6, 2026, 4:17 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001437749-26-026279
Three Months Ended June 30, 2026Caa SAuto FinanceTotal
Changes in fair value of loans(396,280)(396,280)
Net margin214,4639,111223,574
Operating expenses:
Salaries and benefits(25,978)(1,272)(27,250)
Card and loan servicing(54,408)(3,455)(57,863)
Marketing and solicitation(48,047)(83)(48,130)
Depreciation and amortization(3,573)(19)(3,592)
Other(19,477)(1,255)(20,732)

Document

FAQ

What is Atlanticus Holdings Corporation's auto finance — labor and related expense?
Atlanticus Holdings Corporation (ATLC) reported auto finance — labor and related expense of $1.27M in Q2 2026.
How has Atlanticus Holdings Corporation's auto finance — labor and related expense changed year-over-year?
Atlanticus Holdings Corporation's auto finance — labor and related expense increased by 1.9% year-over-year, from $1.25M to $1.27M.
What is the long-term trend for Atlanticus Holdings Corporation's auto finance — labor and related expense?
Over 2 years (2023 to 2025), Atlanticus Holdings Corporation's auto finance — labor and related expense has grown at a -0.7% compound annual growth rate (CAGR), from $5.01M to $4.94M.
What does auto finance — labor and related expense mean?
This figure captures the total compensation costs, including salaries, benefits, and payroll taxes, for personnel directly supporting the auto finance business unit. Monitoring this helps evaluate the operational efficiency and human capital investment required to maintain the segment's lending activities.

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