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Atlantic Union Bankshares AUB Consumer Banking — Equipment Expense

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Other financials

Income statement

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Revenue$415.4M+3.1%
Net income$161.0M+714%
EPS (diluted)$1.11+825%

Balance sheet

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Cash & equivalents$990.3M-37.7%
Total debt$2.0B+96.6%
Total equity$5.2B+6.6%
Total assets$38.1B+2.2%

Cash flow

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Operating cash flow$150.2M-92.1%
CapEx$6.4M
Free cash flow$143.8M-92.5%

Valuation

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Market cap$6.02B+33.4%
Enterprise value$7.04B+78.3%
P/E12.4×-9.8×
P/S3.9×-0.4×

Profitability

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Net margin31.6%+12.3pp
FCF margin34%-168pp

Returns & leverage

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Return on equity9.8%+4.6pp
Debt / equity0.4×+0.2×

Where this comes from

Reported directly by Atlantic Union Bankshares in its filing.

Tagged under the XBRL concept us-gaap:EquipmentExpense.

The source filing: Atlantic Union Bankshares’s 10-Q, filed August 6, 2026.

Filed
Aug 6, 2026, 1:41 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0000883948-26-000073
Three Months Ended:Wholesale BankingConsumer BankingCorporate OtherTotal
Salaries and benefits$31,514$27,515$53,280$112,309
Occupancy expenses3928,3394,13112,862
Technology and data processing1,86440313,74916,016
Furniture and equipment expenses811,6773,7745,532
Loan-related expenses5671,6505062,723
Other expenses (1)56,53666,051(72,893)49,694
Total noninterest expense$90,954$105,635$2,547$199,136
2025

ITEM 1 – FINANCIAL STATEMENTS

FAQ

What is Atlantic Union Bankshares's consumer banking — equipment expense?
Atlantic Union Bankshares (AUB) reported consumer banking — equipment expense of $1.68M in Q2 2026.
How has Atlantic Union Bankshares's consumer banking — equipment expense changed year-over-year?
Atlantic Union Bankshares's consumer banking — equipment expense increased by 29.4% year-over-year, from $1.3M to $1.68M.
What is the long-term trend for Atlantic Union Bankshares's consumer banking — equipment expense?
Over 3 years (2022 to 2025), Atlantic Union Bankshares's consumer banking — equipment expense has grown at a 15.0% compound annual growth rate (CAGR), from $3.19M to $4.84M.
What does consumer banking — equipment expense mean?
This metric tracks the costs related to the purchase, lease, and maintenance of physical equipment used within the consumer banking segment, such as ATMs, branch hardware, and office machinery. It reflects the capital-intensive nature of maintaining a physical presence for customer service delivery. Managing these costs is essential for optimizing the operational footprint of the retail banking network.

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