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Atlantic Union Bankshares AUB Overdraft Fees Net — Fees And Commissions Deposit Accounts

Other product segments

Maintenance Fees Other
$6.35M+3.2%

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Other financials

Income statement

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Revenue$415.4M+3.1%
Net income$161.0M+714%
EPS (diluted)$1.11+825%

Balance sheet

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Cash & equivalents$990.3M-37.7%
Total debt$2.0B+96.6%
Total equity$5.2B+6.6%
Total assets$38.1B+2.2%

Cash flow

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Operating cash flow$150.2M-92.1%
CapEx$6.4M
Free cash flow$143.8M-92.5%

Valuation

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Market cap$6.02B+33.4%
Enterprise value$7.04B+78.3%
P/E12.4×-9.8×
P/S3.9×-0.4×

Profitability

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Net margin31.6%+12.3pp
FCF margin34%-168pp

Returns & leverage

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Return on equity9.8%+4.6pp
Debt / equity0.4×+0.2×

Where this comes from

Reported directly by Atlantic Union Bankshares in its filing.

Tagged under the XBRL concept aub:FeesAndCommissionsDepositAccounts.

The source filing: Atlantic Union Bankshares’s 10-Q, filed August 6, 2026.

Filed
Aug 6, 2026, 1:41 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0000883948-26-000073
Line itemThree Months Ended / 2026Three Months Ended / 2025Six Months Ended / 2026Six Months Ended / 2025
Noninterest income:
Service charges on deposit accounts (1):
Overdraft fees$5,907$6,063$11,943$11,640
Maintenance fees & other6,3526,15712,43110,265
Other service charges, commissions, and fees (1)2,2862,2454,2244,007
Interchange fees (1)3,7503,7797,0766,727
Fiduciary and asset management fees (1):
Trust asset management fees11,3027,98721,91511,811

ITEM 1 – FINANCIAL STATEMENTS

FAQ

What is Atlantic Union Bankshares's overdraft fees net — fees and commissions deposit accounts?
Atlantic Union Bankshares (AUB) reported overdraft fees net — fees and commissions deposit accounts of $5.91M in Q2 2026.
How has Atlantic Union Bankshares's overdraft fees net — fees and commissions deposit accounts changed year-over-year?
Atlantic Union Bankshares's overdraft fees net — fees and commissions deposit accounts decreased by 2.6% year-over-year, from $6.06M to $5.91M.
What is the long-term trend for Atlantic Union Bankshares's overdraft fees net — fees and commissions deposit accounts?
Over 4 years (2021 to 2025), Atlantic Union Bankshares's overdraft fees net — fees and commissions deposit accounts has grown at a 8.8% compound annual growth rate (CAGR), from $17.13M to $24M.
What does overdraft fees net — fees and commissions deposit accounts mean?
This metric represents the total revenue generated from service charges and commissions associated with consumer and business deposit accounts, specifically focusing on overdraft-related activity. It reflects the bank's ability to monetize deposit account management and provides insight into the fee-based income stream derived from customer account usage patterns. Monitoring this figure helps investors assess the impact of fee structures on non-interest income and overall deposit account profitability.

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