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Atlantic Union Bankshares AUB Financing Receivable And Net Investment In Lease Allowance For Credit Loss Excluding Accrued Interest

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Other financials

Income statement

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Revenue$415.4M+3.1%
Net income$161.0M+714%
EPS (diluted)$1.11+825%

Balance sheet

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Cash & equivalents$990.3M-37.7%
Total debt$2.0B+96.6%
Total equity$5.2B+6.6%
Total assets$38.1B+2.2%

Cash flow

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Operating cash flow$150.2M-92.1%
CapEx$6.4M
Free cash flow$143.8M-92.5%

Valuation

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Market cap$6.02B+33.4%
Enterprise value$7.04B+78.3%
P/E12.4×-9.8×
P/S3.9×-0.4×

Profitability

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Net margin31.6%+12.3pp
FCF margin34%-168pp

Returns & leverage

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Return on equity9.8%+4.6pp
Debt / equity0.4×+0.2×

Where this comes from

Reported directly by Atlantic Union Bankshares in its filing.

Tagged under the XBRL concept aub:FinancingReceivableAndNetInvestmentInLeaseAllowanceForCreditLossExcludingAccruedInterest.

The source filing: Atlantic Union Bankshares’s 10-Q, filed August 6, 2026.

Filed
Aug 6, 2026, 1:41 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0000883948-26-000073
ASSETSJune 30, 2026 / (unaudited)December 31, 2025 / (audited)
Restricted stock, at cost204,351190,200
Loans held for sale23,07418,486
Loans held for investment, net of unearned income28,673,27127,796,167
Less: allowance for loan and lease losses298,756295,108
Total loans held for investment, net28,374,51527,501,059
Premises and equipment, net163,241166,752
Goodwill1,754,8751,733,287
Amortizable intangibles, net284,962315,544

ITEM 1 – FINANCIAL STATEMENTS

FAQ

What is Atlantic Union Bankshares's financing receivable and net investment in lease allowance for credit loss excluding accrued interest?
Atlantic Union Bankshares (AUB) reported financing receivable and net investment in lease allowance for credit loss excluding accrued interest of $298.76M in Q2 2026.
How has Atlantic Union Bankshares's financing receivable and net investment in lease allowance for credit loss excluding accrued interest changed year-over-year?
Atlantic Union Bankshares's financing receivable and net investment in lease allowance for credit loss excluding accrued interest decreased by 5.3% year-over-year, from $315.57M to $298.76M.
What is the long-term trend for Atlantic Union Bankshares's financing receivable and net investment in lease allowance for credit loss excluding accrued interest?
Over 4 years (2021 to 2025), Atlantic Union Bankshares's financing receivable and net investment in lease allowance for credit loss excluding accrued interest has grown at a 31.1% compound annual growth rate (CAGR), from $99.79M to $295.11M.
What does financing receivable and net investment in lease allowance for credit loss excluding accrued interest mean?
This is the valuation allowance established to cover estimated credit losses inherent in the loan and lease portfolio. It represents management's assessment of the risk that borrowers will fail to meet their contractual obligations. A rising allowance relative to total loans may indicate deteriorating credit quality or a more conservative economic outlook.

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