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American Express AXP Financial Service, Other — Total non-interest revenues

Other product segments

Credit Card, Merchant Discount
$10.16B+8.6%
Credit Card
$2.86B+15.4%

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Other financials

Income statement

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Revenue$19.6B+10.0%
Net income$3.1B+7.8%
EPS (diluted)$4.53+11.0%

Balance sheet

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Cash & equivalents$45.2B-21.9%
Total debt$59.0B-1.1%
Total equity$34.3B+6.1%
Total assets$308.20B+4.3%

Cash flow

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Operating cash flow$5.4B+23.1%
CapEx$898.0M+45.1%
Free cash flow$4.5B+19.4%

Valuation

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Market cap$235.68B+14.6%
Enterprise value$249.48B+20.3%
P/E20.6×+0.3×
P/S3.1×+0.1×

Profitability

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Net margin15.1%+0.3pp
FCF margin19.8%

Returns & leverage

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Return on equity34.4%+1.6pp
Debt / equity1.7×-0.1×

Where this comes from

Reported directly by American Express in its filing.

Tagged under the XBRL concept us-gaap:NoninterestIncome.

The source filing: American Express’s 10-Q, filed July 24, 2026.

Filed
Jul 24, 2026, 12:00 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0000004962-26-000322
Three Months Ended June 30 (Millions, except per share amounts)20262025
Non-interest revenues
Discount revenue$10,163$9,361
Net card fees2,8622,480
Service fees and other revenue1,9631,828
Total non-interest revenues14,98813,669
Interest income
Interest on Card balances and Other loans6,1195,648
Interest and dividends on investment securities3617

ITEM 1. FINANCIAL STATEMENTS

FAQ

What is American Express's financial service, other — total non-interest revenues?
American Express (AXP) reported financial service, other — total non-interest revenues of $1.96B in Q2 2026.
How has American Express's financial service, other — total non-interest revenues changed year-over-year?
American Express's financial service, other — total non-interest revenues increased by 7.4% year-over-year, from $1.83B to $1.96B.
What is the long-term trend for American Express's financial service, other — total non-interest revenues?
Over 4 years (2021 to 2025), American Express's financial service, other — total non-interest revenues has grown at a 32.9% compound annual growth rate (CAGR), from $2.39B to $7.47B.
What does financial service, other — total non-interest revenues mean?
This metric represents the aggregate revenue generated from non-interest sources within a specific business segment. It captures income streams such as service fees, loyalty program earnings, and other ancillary charges that are distinct from interest income earned on credit card balances. This provides a comprehensive view of the segment's ability to diversify income beyond traditional lending activities.

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