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American Express AXP USCS — Interest Income (Expense), Operating
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Where this comes from
Reported directly by American Express in its filing.
Tagged under the XBRL concept us-gaap:InterestIncomeExpenseNet.
The source filing: American Express’s 10-Q, filed July 24, 2026.
- Filed
- Jul 24, 2026, 12:00 PM EDT
- Fiscal quarter
- Q2 FY2026
- Calendar quarter
- Q2 2026
- Accession
- 0000004962-26-000322
| Three Months Ended June 30, 2026(Millions) | USCS | CS | ICS | GMNS | Total Reportable Operating Segments | Corporate & Other (a) | Consolidated |
|---|---|---|---|---|---|---|---|
| Revenue from contracts with customers (b) | 4,346 | 3,097 | 2,051 | 1,728 | 11,222 | (10) | 11,212 |
| Interest income | 4,052 | 1,343 | 733 | 8 | 6,136 | 471 | 6,607 |
| Interest expense | 757 | 432 | 375 | (169) | 1,395 | 564 | 1,958 |
| Net interest income | 3,295 | 912 | 358 | 178 | 4,743 | (93) | 4,649 |
| Total revenues net of interest expense | 9,524 | 4,503 | 3,619 | 2,096 | 19,742 | (104) | 19,637 |
| Provisions for credit losses | 498 | 353 | 223 | 10 | 1,084 | — | 1,084 |
| Total revenues net of interest expense after provisions for credit losses | 9,025 | 4,149 | 3,396 | 2,086 | 18,656 | (104) | 18,553 |
| Expenses |
ITEM 1. FINANCIAL STATEMENTS
FAQ
- What is American Express's USCS — interest income (expense), operating?
- American Express (AXP) reported USCS — interest income (expense), operating of $3.3B in Q2 2026.
- How has American Express's USCS — interest income (expense), operating changed year-over-year?
- American Express's USCS — interest income (expense), operating increased by 9.4% year-over-year, from $3.01B to $3.3B.
- What is the long-term trend for American Express's USCS — interest income (expense), operating?
- Over 3 years (2022 to 2025), American Express's USCS — interest income (expense), operating has grown at a 18.7% compound annual growth rate (CAGR), from $7.47B to $12.51B.
- What does USCS — interest income (expense), operating mean?
- The net result of interest income earned minus interest expense incurred by the U.S. Consumer Services segment. This represents the net interest margin generated by the segment's credit card lending business.
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