What is Axis Capital Holders's insurance — year 3?

Axis Capital Holders (AXS) reported insurance — year 3 of 15.3% in Q4 2025.

What does insurance — year 3 mean?

Represents the insurance segment's claims development or liability exposure for the third underwriting year. This metric helps investors evaluate the stability of loss development patterns over a three-year horizon.

Axis Capital Holders AXS Insurance — Year 3

Other segment segments

Reinsurance

15%-12.8%

Similar metrics at other companies

HIGProperty Insurance — 3rd Year

9.4%-0.1pp

EGProperty Insurance — Year three

24.2%+1.7pp

FRHCLife Insurance — 3

-4.4%-12.4pp

ACGLSpecialty — Year Three

14.6%+0.4pp

ACGLThird party claims-made business — Year Three

16.3%0.0pp

EGCasualty Insurance — Year three

25.9%—

Other financials

Income statement

See full

Revenue$1.6B+8.0%

Net income$254.8M+31.3%

EPS (diluted)$3.29+45.6%

Balance sheet

See full

Cash & equivalents$862.4M-68.7%

Total debt$110.2M+2.7%

Total equity$6.4B+8.1%

Total assets$35.6B+7.1%

Cash flow

See full

Operating cash flow$519.4M+68.0%

CapEx$14.4M+97.9%

Free cash flow$505.0M+67.3%

Valuation

See full

Market cap$7.45B-7.4%

Enterprise value$6.69B+23.9%

P/E7×-2.2×

P/S1.1×-0.2×

Profitability

See full

Net margin16%+1.5pp

FCF margin-6.9%-32.6pp

Returns & leverage

See full

Return on equity17.4%+2.0pp

Debt / equity0×0.0×

Where this comes from

Reported directly by Axis Capital Holders in its filing.

Tagged under the XBRL concept us-gaap:ShortdurationInsuranceContractsHistoricalClaimsDurationYearThree.

The official record: Axis Capital Holders’s 10-K, filed February 27, 2026, on SEC EDGAR. View the filing →

Ask your AI about Axis Capital Holders's insurance — year 3.

Connect your AI assistant and compare segments, right in your chat.

Connect your AI

Claude

Questions, answered.

What is Axis Capital Holders's insurance — year 3?: Axis Capital Holders (AXS) reported insurance — year 3 of 15.3% in Q4 2025.
What does insurance — year 3 mean?: Represents the insurance segment's claims development or liability exposure for the third underwriting year. This metric helps investors evaluate the stability of loss development patterns over a three-year horizon.