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BancFirst Corporation BANF American Bank Of Oklahoma — Interest Expense Operating

Other segment segments

Banc First Community Banks
$37.44M-6.6%
Banc First Metropolitan Banks
$18.87M-5.3%
Pegasus Bank
$6.75M-12.4%
Worthington National Bank
$2.59M-13.6%
All Other Segments
$892K-8.9%

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$1.36M-29.5%

Other financials

Income statement

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Revenue$187.5M+10.7%
Net income$66.7M+7.0%
EPS (diluted)$1.96+5.9%

Balance sheet

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Total debt$6.0M+2.4%
Total equity$2.0B+13.3%
Total assets$15.1B+7.4%

Cash flow

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Operating cash flow$83.1M+6.3%
CapEx$9.8M-28.7%
Free cash flow$73.3M+13.8%

Valuation

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Market cap$3.81B-6.5%
P/E15.1×-2.3×
P/S5.3×-0.9×

Profitability

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Net margin34.8%-0.6pp
FCF margin33.9%+3.0pp

Returns & leverage

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Return on equity13.7%-0.8pp
Debt / equity0.0×

Where this comes from

Reported directly by BancFirst Corporation in its filing.

Tagged under the XBRL concept us-gaap:InterestExpenseOperating.

The source filing: BancFirst Corporation’s 10-K, filed February 26, 2026.

Filed
Feb 26, 2026, 2:55 PM EST
Fiscal year
FY2025
Accession
0001193125-26-075954
December 31, 2025Banc First Metropolitan BanksBanc First Community BanksPegasusWorthingtonABOKOther Financial ServicesExecutive,Operations, Support and EliminationsConsolidated
Interest income$199,106$436,916$83,840$35,925$3,072$9,971$(8,576)$760,254
Interest expense79,872159,68231,45211,3499943,921(17,503)269,767
Provision for/(benefit from) credit losses822,9671,136462(311)3161,0185,670
Noninterest income25,16972,7662,14662910563,49335,833200,141
Depreciation and amortization1,80110,4635266422075508,35322,542
Other noninterest expense48,571145,31023,09314,9941,38645,59678,348357,298
Income before taxes$93,949$191,260$29,779$9,107$901$23,081$(42,959)$305,118
Loans held for investment$2,499,703$4,237,764$947,495$488,891$243,087$104,934$10,979$8,532,853

Item 8. Financial Statements and Supplementary Data.

FAQ

What is BancFirst Corporation's american bank of oklahoma — interest expense operating?
BancFirst Corporation (BANF) reported american bank of oklahoma — interest expense operating of $248.5K in Q4 2025.
What does american bank of oklahoma — interest expense operating mean?
Represents the total cost incurred by the segment to fund its operations, primarily through interest paid on customer deposits and other borrowings. Monitoring this metric is essential for evaluating the segment's cost of funds and net interest margin performance.

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