Skip to content
Screener

Better Home & Finance BETR Banking — Income Tax

Other segment segments

Home Finance
$525K-46.5%

Similar metrics at other companies

NewtekOne, Inc. logo
NEWTBanking — Income Tax
$7.53M+260%
Washington Trust Bancorp logo
WASHBanking — Income Tax
$3.43M+4.4%
OFG Bancorp logo
OFGBanking — Income Tax
$15.65M+11.5%
Tompkins Financial logo
TMPBanking — Income Tax
$8.09M+74.3%
Univest Financial Corporation logo
UVSPBanking1 — Income Tax
$5.65M+5.3%
Wintrust Financial logo
WTFCCommunity Banking — Income Tax
$64.28M+27.3%

Other financials

Income statement

See full
Revenue$54.7M+28.2%
Operating income-$56.6M+55.0%
Net income-$30.6M+15.7%
EPS (diluted)-$1.64+31.4%

Balance sheet

See full
Cash & equivalents$111.9M+36.9%
Total debt$4.6M-24.1%
Total equity$57.9M-24.4%
Total assets$1.5B+25.2%

Cash flow

See full
Operating cash flow-$125.2M-119%
CapEx$92.0K-77.4%
Free cash flow-$125.6M-119%

Valuation

See full
Market cap$291.73M+37.2%
Enterprise value$184.42M+34.7%
P/S1.5×-0.1×

Profitability

See full
Operating margin-343.9%
Net margin-94.5%-26.8pp
FCF margin-134.3%-50.5pp

Returns & leverage

See full
Return on equity-267.7%-42.4pp
Debt / equity0.1×0.0×
Current ratio0.1×+0.1×

Where this comes from

Reported directly by Better Home & Finance in its filing.

Tagged under the XBRL concept us-gaap:IncomeTaxExpenseBenefit.

The source filing: Better Home & Finance’s 10-K, filed March 13, 2026.

Filed
Mar 13, 2026, 4:50 PM EDT
Fiscal year
FY2025
Accession
0001628280-26-017747
Line itemHome FinanceBankingConsolidated
Technology25,7722,10227,874
Marketing and advertising38,2936338,356
Loan origination expense14,49914,499
Depreciation and amortization13,25081914,069
Other expenses/(income)2,24614,09816,344
Income tax expense (benefit)525(472)53
Net loss$(140,428)$(25,444)$(165,872)
Total Assets$640,556$864,878$1,505,434

Item 8. Financial Statements and Supplementary Data

FAQ

What is Better Home & Finance's banking — income tax?
Better Home & Finance (BETR) reported banking — income tax of -$118K in Q4 2025.
How has Better Home & Finance's banking — income tax changed year-over-year?
Better Home & Finance's banking — income tax decreased by 260.3% year-over-year, from -$32.75K to -$118K.
What does banking — income tax mean?
This represents the provision for income taxes allocated to the banking segment based on its taxable earnings. It reflects the tax burden associated with the segment's financial performance, adjusted for jurisdictional tax rates and applicable credits. Analyzing this helps investors understand the segment's effective tax rate and its impact on net profitability.

Ask your AI about Better Home & Finance's banking — income tax.

Connect your AI assistant and compare segments, right in your chat.

Connect your AI
Harbor at dusk
Claude