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Better Home & Finance BETR Banking — Other revenue

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$11.1M-9.9%

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Other financials

Income statement

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Revenue$54.7M+28.2%
Operating income-$56.6M+55.0%
Net income-$30.6M+15.7%
EPS (diluted)-$1.64+31.4%

Balance sheet

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Cash & equivalents$111.9M+36.9%
Total debt$4.6M-24.1%
Total equity$57.9M-24.4%
Total assets$1.5B+25.2%

Cash flow

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Operating cash flow-$125.2M-119%
CapEx$92.0K-77.4%
Free cash flow-$125.6M-119%

Valuation

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Market cap$291.73M+37.2%
Enterprise value$184.42M+34.7%
P/S1.5×-0.1×

Profitability

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Operating margin-343.9%
Net margin-94.5%-26.8pp
FCF margin-134.3%-50.5pp

Returns & leverage

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Return on equity-267.7%-42.4pp
Debt / equity0.1×0.0×
Current ratio0.1×+0.1×

Where this comes from

Reported directly by Better Home & Finance in its filing.

Tagged under the XBRL concept us-gaap:RevenueFromContractWithCustomerIncludingAssessedTax.

The source filing: Better Home & Finance’s 10-K, filed March 13, 2026.

Filed
Mar 13, 2026, 4:50 PM EDT
Fiscal year
FY2025
Accession
0001628280-26-017747
Line itemHome FinanceBankingConsolidated
Revenues:
Gain on loans, net$136,148$136,148
Other revenue11,10119811,299
Net interest income
Interest income31,86028,40960,269
Interest expense(21,847)(20,997)(42,844)
Net interest income/(loss)10,0137,41217,425
Total net revenues157,2627,610164,872

Item 8. Financial Statements and Supplementary Data

FAQ

What is Better Home & Finance's banking — other revenue?
Better Home & Finance (BETR) reported banking — other revenue of $49.5K in Q4 2025.
How has Better Home & Finance's banking — other revenue changed year-over-year?
Better Home & Finance's banking — other revenue decreased by 65.3% year-over-year, from $142.5K to $49.5K.
What does banking — other revenue mean?
Includes ancillary income streams within the banking segment that are not derived from interest or core loan sales. This may encompass fees for banking services, account maintenance, or other miscellaneous financial services provided to customers. It highlights the diversification of the segment's revenue base.

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