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Better Home & Finance BETR Home Finance — Interest Income (Expense), Operating

Other segment segments

Banking
$7.41M+156%

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Other financials

Income statement

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Revenue$47.5M+51.6%
Operating income-$56.6M+55.0%
Net income-$70.3M-39.1%
EPS (diluted)-$4.29-28.8%

Balance sheet

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Cash & equivalents$73.7M-36.9%
Total debt$4.4M-41.3%
Total equity$8.6M+108%
Total assets$1.6B+56.1%

Cash flow

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Operating cash flow-$125.2M-119%
CapEx$378.0K+87.1%
Free cash flow-$125.6M-119%

Valuation

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Market cap$482.69M+142%
Enterprise value$413.4M+360%
P/S2.7×+1.0×

Profitability

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Operating margin-343.9%
Net margin-103.2%-30.0pp
FCF margin-133.4%-50.3pp

Returns & leverage

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Return on equity-875.5%-1,394pp
Debt / equity0.5×
Current ratio0.1×+0.1×

Where this comes from

Reported directly by Better Home & Finance in its filing.

Tagged under the XBRL concept us-gaap:InterestIncomeExpenseNet.

The official record: Better Home & Finance’s 10-K, filed March 13, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Better Home & Finance's home finance — interest income (expense), operating?
Better Home & Finance (BETR) reported home finance — interest income (expense), operating of $2.5M in Q4 2025.
How has Better Home & Finance's home finance — interest income (expense), operating changed year-over-year?
Better Home & Finance's home finance — interest income (expense), operating decreased by 31.5% year-over-year, from $3.65M to $2.5M.
What does home finance — interest income (expense), operating mean?
Calculates the net interest result for the home finance segment by subtracting operating interest expenses from gross interest income. This figure demonstrates the segment's ability to manage its cost of funds relative to the interest earned on its loan assets. It serves as a measure of the net profitability of the segment's financing activities.