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Better Home & Finance BETR Home Finance — Technology

Other segment segments

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$2.1M-20.7%

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Other financials

Income statement

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Revenue$47.5M+51.6%
Operating income-$56.6M+55.0%
Net income-$70.3M-39.1%
EPS (diluted)-$4.29-28.8%

Balance sheet

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Cash & equivalents$73.7M-36.9%
Total debt$4.4M-41.3%
Total equity$8.6M+108%
Total assets$1.6B+56.1%

Cash flow

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Operating cash flow-$125.2M-119%
CapEx$378.0K+87.1%
Free cash flow-$125.6M-119%

Valuation

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Market cap$482.69M+142%
Enterprise value$413.4M+360%
P/S2.7×+1.0×

Profitability

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Operating margin-343.9%—
Net margin-103.2%-30.0pp
FCF margin-133.4%-50.3pp

Returns & leverage

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Return on equity-875.5%-1,394pp
Debt / equity0.5×—
Current ratio0.1×+0.1×

Where this comes from

Reported directly by Better Home & Finance in its filing.

Tagged under the XBRL concept us-gaap:ResearchAndDevelopmentExpense.

The official record: Better Home & Finance’s 10-K, filed March 13, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Better Home & Finance's home finance — technology?
Better Home & Finance (BETR) reported home finance — technology of $6.44M in Q4 2025.
How has Better Home & Finance's home finance — technology changed year-over-year?
Better Home & Finance's home finance — technology increased by 9.9% year-over-year, from $5.86M to $6.44M.
What does home finance — technology mean?
Represents the investment in software development, digital infrastructure, and IT systems specifically dedicated to the home finance segment. For a digital-first company, this metric serves as a proxy for innovation and the ongoing effort to automate the mortgage process. It highlights the company's commitment to maintaining a competitive technological advantage.