Skip to content
Screener

Bank First Corporation BFC Q4 2025 Annual earnings

Reported January 22, 2026 · After market close

Revenue$45.0MBeat by $1.2M
EPS$2.00Beat by $0.19
Revenue estimate$43.9M
EPS estimate$1.81

Next report

Oct 20, 2026 (in 2 months)
Revenue estimate$65.8M
EPS estimate$2.63

Financials

Q4 2025

Income statement

See full
Revenue$44.9M+12.1%
Net income$18.4M+4.8%
EPS (diluted)$1.87+6.9%

Balance sheet

See full
Cash & equivalents$243.2M-6.9%
Total debt$1.6M—
Total equity$643.8M+0.6%
Total assets$4.5B+0.2%

Cash flow

See full
Operating cash flow$29.0M-5.8%
CapEx$2.7M-20.7%
Free cash flow$26.3M-4.0%

Valuation & ratios

Valuation

as of 12/31/25
See full
Market cap$1.2B+20.8%
Enterprise value$956.48M—
P/E16.8×+1.6×
P/S6.9×+0.6×

Profitability

See full
Net margin41.1%-0.5pp
FCF margin29.4%-7.9pp

Returns & leverage

See full
Return on equity11.1%+0.7pp
Debt / equity0×—

FAQ

When did Bank First Corporation report Q4 2025 earnings?
Bank First Corporation (BFC) reported Q4 2025 earnings on January 22, 2026 after market close.
What were Bank First Corporation's Q4 2025 revenue and EPS?
Bank First Corporation reported revenue of $45.0M and eps of $2.00 for Q4 2025.
Did Bank First Corporation beat estimates in Q4 2025?
Revenue beat the consensus estimate of $43.9M by $1.2M. EPS beat the consensus estimate of $1.81 by $0.19.
How did Bank First Corporation's Q4 2025 results compare year-over-year?
Compared to the same quarter a year prior, revenue declined 22.9% from $58.4M a year earlier and eps grew 14.3% from $1.75.
Where can I find Bank First Corporation's Q4 2025 SEC filings?
You can read the 8-K earnings release (0001104659-26-005133) and the 10-K periodic report (0001104659-26-021567) directly on SEC EDGAR. The filing index links above go to sec.gov.