Skip to content
Screener

BankUnited BKU Gross charge-offs

Gross charge-offs at other companies

JPMorgan Chase logo
JPMorgan ChaseJPM
$3B+1.7%
Customers Bancorp logo
Customers BancorpCUBI
$17.33M+1.0%
Enterprise Financial Services logo
Enterprise Financial ServicesEFSC
United Community Banks logo
United Community BanksUCB

Other financials

Income statement

See full
Revenue$284.6M+3.9%
Net income$70.7M+2.8%
EPS (diluted)$0.97+6.6%

Balance sheet

See full
Cash & equivalents$367.9M-54.1%
Total debt$318.9M-55.0%
Total equity$3.0B+1.7%
Total assets$34.9B-1.6%

Cash flow

See full
Operating cash flow$128.6M+9.4%
CapEx-$14.1M-2,220%
Free cash flow$114.6M-2.1%

Valuation

See full
Market cap$3.37B+25.7%
Enterprise value$3.32B+28.3%
P/E12.3×+1.9×
P/S+0.5×

Profitability

See full
Net margin24.4%-0.2pp
FCF margin29.4%-0.4pp

Returns & leverage

See full
Return on equity9.2%+0.1pp
Debt / equity0.1×-0.1×

Where this comes from

Reported directly by BankUnited in its filing.

Tagged under the XBRL concept us-gaap:FinancingReceivableExcludingAccruedInterestAllowanceForCreditLossWriteoff.

The source filing: BankUnited’s 10-Q, filed August 6, 2026.

Filed
Aug 6, 2026, 4:44 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001504008-26-000079
Line itemThree Months Ended June 30, 2026 / CommercialThree Months Ended June 30, 2026 / ResidentialThree Months Ended June 30, 2026 / TotalThree Months Ended June 30, 2025 / CommercialThree Months Ended June 30, 2025 / ResidentialThree Months Ended June 30, 2025 / Total
Beginning balance$198,459$10,331$208,790$204,180$15,567$219,747
Provision (recovery)13,0542,04415,09817,292(1,598)15,694
Charge-offs(10,390)(10,390)(14,051)(208)(14,259)
Recoveries4,0184,0181,54081,548
Ending balance$205,141$12,375$217,516$208,961$13,769$222,730

Item 1. Financial Statements (Unaudited)

FAQ

What is BankUnited's gross charge-offs?
BankUnited (BKU) reported gross charge-offs of $10.39M in Q2 2026.
How has BankUnited's gross charge-offs changed year-over-year?
BankUnited's gross charge-offs decreased by 27.1% year-over-year, from $14.26M to $10.39M.
What is the long-term trend for BankUnited's gross charge-offs?
Over 2 years (2023 to 2025), BankUnited's gross charge-offs has grown at a 52.1% compound annual growth rate (CAGR), from $35.01M to $81.01M.
What does gross charge-offs mean?
The total amount of financing receivables, such as loans, that have been written off during the period because they are deemed uncollectible. This is a key indicator of credit quality and the effectiveness of the bank's underwriting and risk management processes.

Ask your AI about BankUnited's gross charge-offs.

Connect your AI assistant and compare it to peers, right in your chat.

Connect your AI
Harbor at dusk
Claude