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Bowhead Specialty Holdings BOW Reserve for insurance claims

Reserve for insurance claims at other companies

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Segments

By segment

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Underwriting Division$704.71M+58.7%

Other financials

Income statement

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Revenue$155.7M+26.9%
Net income$16.0M+40.1%
EPS (diluted)$0.48+41.2%

Balance sheet

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Cash & equivalents$141.5M+14.6%
Total debt$146.5M
Total equity$457.9M+17.1%
Total assets$2.5B+41.4%

Cash flow

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Operating cash flow$65.5M+37.2%
CapEx$1.3M+4.5%
Free cash flow$64.2M+38.0%

Valuation

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Market cap$954.6M-22.4%
Enterprise value$959.59M
P/E16.4×-12.5×
P/S1.6×-1.1×

Profitability

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Net margin10%+0.7pp
FCF margin58.8%-6.0pp

Returns & leverage

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Return on equity13.8%
Debt / equity0.3×

Where this comes from

Reported directly by Bowhead Specialty Holdings in its filing.

Tagged under the XBRL concept us-gaap:LiabilityForClaimsAndClaimsAdjustmentExpense.

The official record: Bowhead Specialty Holdings’s 10-Q, filed May 5, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Bowhead Specialty Holdings's reserve for insurance claims?
Bowhead Specialty Holdings (BOW) reported reserve for insurance claims of $1.22B in Q1 2026.
How has Bowhead Specialty Holdings's reserve for insurance claims changed year-over-year?
Bowhead Specialty Holdings's reserve for insurance claims increased by 44.4% year-over-year, from $845.22M to $1.22B.
What is the long-term trend for Bowhead Specialty Holdings's reserve for insurance claims?
Over 4 years (2021 to 2025), Bowhead Specialty Holdings's reserve for insurance claims has grown at a 120.3% compound annual growth rate (CAGR), from $47.95M to $1.13B.
What does reserve for insurance claims mean?
This represents the estimated liability for claims that have been reported but not yet paid, as well as an estimate for claims that have been incurred but not yet reported. It is a critical measure of the company's long-term underwriting performance and the adequacy of its pricing models. Accurate reserving is essential for maintaining solvency and meeting future policyholder obligations.