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Popular BPOP BPPR — Year two

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PCARFinancial Services — Financing Receivable Originated In Fiscal Year Before Latest Fiscal Year
$5.14B-3.7%
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FFord Credit — Financing receivable, originated in fiscal year before latest fiscal year
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Other financials

Income statement

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Revenue$874.0M+9.2%
Net income$278.2M+32.2%
EPS (diluted)$4.35+40.8%

Balance sheet

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Cash & equivalents$375.0M-8.8%
Total debt$2.3B+9.1%
Total equity$6.4B+8.0%
Total assets$79.0B+3.8%

Cash flow

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Operating cash flow$347.1M+42.9%
CapEx$57.1M+27.8%
Free cash flow$290.0M+46.3%

Valuation

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Market cap$11.25B+44.9%
Enterprise value$13.15B+39.3%
P/E11.6×+0.8×
P/S3.4×+0.8×

Profitability

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Net margin28.9%+5.3pp
FCF margin24.1%+3.3pp

Returns & leverage

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Return on equity15.6%+2.9pp
Debt / equity0.4×0.0×

Where this comes from

Reported directly by Popular in its filing.

Tagged under the XBRL concept us-gaap:FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear.

The source filing: Popular’s 10-Q, filed August 7, 2026.

Filed
Aug 7, 2026, 4:14 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0000763901-26-000019
(In thousands)Term Loans Amortized Cost Basis by Origination Year / 2026Term Loans Amortized Cost Basis by Origination Year / 2025Term Loans Amortized Cost Basis by Origination Year / 2024Term Loans Amortized Cost Basis by Origination Year / 2023Term Loans Amortized Cost Basis by Origination Year / 2022Term Loans Amortized Cost Basis by Origination Year / Prior YearsRevolving Loans Amortized Cost BasisRevolving Loans Converted to Term Loans Amortized Cost BasisTotal
Year-to-Date gross write-offs$603$9,305$11,182$8,032$3,535$1,265$-$-$33,922
Other consumer
Pass$14,468$30,799$18,708$14,362$13,833$4,231$63,788$-$160,189
Substandard--92,20829133325-2,704
Loss----478698--1,176
Total Other$14,468$30,799$18,717$16,570$14,340$5,062$64,113$-$164,069
Year-to-Date gross write-offs$5$204$78$99$750$1,174$-$-$2,310
Total BPPR$3,010,768$5,327,207$3,992,638$2,703,305$2,615,044$7,119,456$3,174,994$33,424$27,976,836

Item 1. Financial Statements

FAQ

What is Popular's BPPR — year two?
Popular (BPOP) reported BPPR — year two of $5.33B in Q2 2026.
What does BPPR — year two mean?
Represents the financial performance or specific asset balance for the Banco Popular de Puerto Rico segment during the second year of a multi-year reporting period. This metric allows for the assessment of growth or contraction relative to the initial baseline year. It is critical for evaluating the stability and momentum of the core regional banking franchise.

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