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First Busey Corporation BUSE Banking — Income (loss) before income taxes

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Other financials

Income statement

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Revenue$196.7M-0.7%
Net income$63.2M+33.3%
EPS (diluted)$0.69+32.7%

Balance sheet

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Cash & equivalents$665.4M-9.8%
Total debt$164.2M+30.5%
Total equity$2.4B-1.2%
Total assets$18.2B-3.8%

Cash flow

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Operating cash flow$41.5M-16.2%
CapEx$2.3M-32.6%
Free cash flow$39.2M-15.0%

Valuation

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Market cap$2.59B+30.5%
Enterprise value$2.09B+52.3%
P/E11.2×-14.4×
P/S3.3×-0.3×

Profitability

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Net margin29.3%+15.4pp
FCF margin26.4%-2.7pp

Returns & leverage

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Return on equity9.6%+5.5pp
Debt / equity0.1×0.0×

Where this comes from

Reported directly by First Busey Corporation in its filing.

Tagged under the XBRL concept us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest.

The source filing: First Busey Corporation’s 10-Q, filed August 6, 2026.

Filed
Aug 6, 2026, 4:06 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0000314489-26-000055
(dollars in thousands)BankingWealth ManagementFirs TechOtherTotal
Amortization of intangible assets4,0661664,232
Interchange expense1,0961,096
All other noninterest expense27,6055457711,84130,762
Intersegment noninterest expense650749539(1,938)
Noninterest expense96,38810,2796,039(71)112,635
Income (loss) before income taxes76,0639,866(526)(3,514)81,889
Income taxes17,3282,368(128)(855)18,713
Net income$58,735$7,498$(398)$(2,659)$63,176

ITEM 1. FINANCIAL STATEMENTS

FAQ

What is First Busey Corporation's banking — income (loss) before income taxes?
First Busey Corporation (BUSE) reported banking — income (loss) before income taxes of $76.06M in Q2 2026.
How has First Busey Corporation's banking — income (loss) before income taxes changed year-over-year?
First Busey Corporation's banking — income (loss) before income taxes increased by 21.6% year-over-year, from $62.57M to $76.06M.
What is the long-term trend for First Busey Corporation's banking — income (loss) before income taxes?
Over 4 years (2021 to 2025), First Busey Corporation's banking — income (loss) before income taxes has grown at a 6.9% compound annual growth rate (CAGR), from $154.27M to $201.27M.
What does banking — income (loss) before income taxes mean?
This metric represents the pre-tax profitability of the core banking operations segment. It reflects the operating performance after accounting for interest income, interest expense, provision for credit losses, and noninterest expenses, but before the deduction of corporate income tax obligations. This figure is a primary indicator of the segment's ability to generate earnings from its fundamental lending and deposit-taking activities.

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