Skip to content
OpenCapital
Get started

Bankwell Financial Group BWFG Q4 2025 Annual earnings

Reported January 29, 2026 · Before market open

Revenue$30.3MBeat by $2.3M
EPS$1.15Miss by $0.05
Revenue estimate$28.1M
EPS estimate$1.20

Next report

Oct 22, 2026 (in 3 months)
Revenue estimate$33.3M
EPS estimate$1.41

Financials

Q4 2025

Income statement

See full
Revenue$30.3M+43.3%
Net income$9.1M+209%
EPS (diluted)$1.16+214%

Balance sheet

See full
Cash & equivalents$224.9M-26.9%
Total debt$11.0M-8.7%
Total equity$301.5M+11.4%
Total assets$3.4B+2.8%

Cash flow

See full
Operating cash flow$7.5M-47.3%
CapEx$265.0K+476%
Free cash flow$7.3M-49.0%

Valuation & ratios

Valuation

as of 12/31/25
See full
Market cap$360.94M+47.4%
Enterprise value$146.98M+390%
P/E10.3×-14.8×
P/S3.3×+0.5×

Profitability

See full
Net margin32.5%+21.3pp
FCF margin25%-9.4pp

Returns & leverage

See full
Return on equity12.3%+8.7pp
Debt / equity0×0.0×

Versus estimates

Revenue

Q2 2026$32.8MBeat by $2.2MQ1 2026$30.2MBeat by $774.0K
Q4 2025$30.3MBeat by $2.3M
Q3 2025$28.5MBeat by $190.5KQ2 2025$25.9MMiss by $34.0KQ1 2025$23.6MMiss by $632.0K

Diluted EPS

Q2 2026$1.52Beat by $0.23Q1 2026$1.41Beat by $0.18
Q4 2025$1.15Miss by $0.05
Q3 2025$1.27Beat by $0.25Q2 2025$1.15Beat by $0.28Q1 2025$0.87Beat by $0.14

Ask the moment Bankwell Financial Group reports.

Connect your AI and ask the moment the filing drops. It reads the release, surfaces what management said, and gives you its own read.

Connect your AI
Harbor at dusk
Claude

Questions, answered.

When did Bankwell Financial Group report Q4 2025 earnings?
Bankwell Financial Group (BWFG) reported Q4 2025 earnings on January 29, 2026 before market open.
What were Bankwell Financial Group's Q4 2025 revenue and EPS?
Bankwell Financial Group reported revenue of $30.3M and eps of $1.15 for Q4 2025.
Did Bankwell Financial Group beat estimates in Q4 2025?
Revenue beat the consensus estimate of $28.1M by $2.3M. EPS missed the consensus estimate of $1.20 by $0.05.
How did Bankwell Financial Group's Q4 2025 results compare year-over-year?
Compared to the same quarter a year prior, revenue grew 43.3% from $21.2M a year earlier and eps grew 259.4% from $0.32.
Where can I find Bankwell Financial Group's Q4 2025 SEC filings?
You can read the 8-K earnings release (0001505732-26-000001) and the 10-K periodic report (0001505732-26-000046) directly on SEC EDGAR. The filing index links above go to sec.gov.