Skip to content
Screener

Cass Information Systems CASS Q2 2025 earnings

Reported July 17, 2025 · Before market open

Revenue$44.4MMiss by $3.7M
EPS$0.38Miss by $0.34
Revenue estimate$48.1M
EPS estimate$0.72

Next report

Oct 22, 2026 (in 3 months)
Revenue estimate$52.2M
EPS estimate$0.79

Financials

Q2 2025

Income statement

See full
Revenue$44.4M+1.0%
Net income$8.9M+97.5%
EPS (diluted)$0.66+106%

Balance sheet

See full
Cash & equivalents$218.2M-2.5%
Total debt$4.9M-38.9%
Total equity$240.8M+4.7%
Total assets$2.3B+1.5%

Cash flow

See full
Operating cash flow--100%
CapEx$1.3M-52.1%
Free cash flow--100%

Valuation & ratios

Valuation

as of 06/30/25
See full
Market cap$570.2M+5.2%
Enterprise value$356.9M+9.3%
P/E22.5×+2.7×
P/S3.1×-0.1×

Profitability

See full
Net margin13.9%-2.4pp
FCF margin20.5%+3.5pp

Returns & leverage

See full
Return on equity10.8%-1.6pp
Debt / equity0×0.0×

Segments

By product

See full
Information services payment and processing revenue$27.2M-0.1%
Processing fees$17.1M+1.6%
Financial fees$10.2M-2.9%
Bank service fees$350.0K+9.4%

By segment

See full
Information services payment and processing revenue$38.0M+3.0%
Banking Services$9.3M+46.5%

FAQ

When did Cass Information Systems report Q2 2025 earnings?
Cass Information Systems (CASS) reported Q2 2025 earnings on July 17, 2025 before market open.
What were Cass Information Systems's Q2 2025 revenue and EPS?
Cass Information Systems reported revenue of $44.4M and eps of $0.38 for Q2 2025.
Did Cass Information Systems beat estimates in Q2 2025?
Revenue missed the consensus estimate of $48.1M by $3.7M. EPS missed the consensus estimate of $0.72 by $0.34.
How did Cass Information Systems's Q2 2025 results compare year-over-year?
Compared to the same quarter a year prior, revenue declined 18.2% from $54.3M a year earlier and eps grew 18.8% from $0.32.
Where can I find Cass Information Systems's Q2 2025 SEC filings?
You can read the 8-K earnings release (0000708781-25-000078) and the 10-Q periodic report (0000708781-25-000087) directly on SEC EDGAR. The filing index links above go to sec.gov.